GSHD vs XZO
GSHD: An independent insurance agency powered by proprietary quoting technology and 200+ carrier partnerships that democratizes personal lines insurance shopping for consumers while building a scalable agent franchise network. XZO: Exzeo is a managing general agent and InsurTech platform providing underwriting, policy administration, and claims services for property and casualty insurance, primarily serving related insurance entities.
Side-by-side fundamentals
| Metric | GSHD | XZO | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $51.40 | $15.88 | |
| Market cap as of 2026-07-23 | $1.8B | $1.4B | |
| P/E as of 2026-07-23 | 60.20 | 13.76 | XZO lower |
| PEG as of 2026-07-23 | 1.80 | n/a | |
| Net margin as of 2026-07-23 | +7.9% | +37.9% | XZO higher |
| Gross margin as of 2026-07-23 | n/a | +60.1% | |
| Operating margin as of 2026-07-23 | +21.6% | +48.1% | XZO higher |
| ROE as of 2026-07-23 | +58.1% | +62.1% | XZO higher |
| ROA as of 2026-07-23 | +7.4% | +38.5% | XZO higher |
| Debt / equity as of 2026-07-23 | 2.10 | 0.00 | XZO lower |
| Revenue growth (YoY) as of 2026-07-23 | +17.6% | +19.7% | XZO higher |
| Revenue CAGR (3y) SEC XBRL | +20.4% | +56.7% | XZO higher |
| Dividend yield as of 2026-07-23 | +0.3% | n/a | |
| Dividend streak (yrs) SEC XBRL | 1 | n/a | |
| Beta as of 2026-07-23 | 1.38 | 6.75 | |
| 1-year return as of 2026-07-22 close | -49.0% | -34.8% | XZO higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.