EXZEO GROUP INC (XZO)
Financials · Insurance Services / Managing General Agent (MGA) · NYSE
Exzeo is a managing general agent and InsurTech platform providing underwriting, policy administration, and claims services for property and casualty insurance, primarily serving related insurance entities.
What EXZEO GROUP INC does
Exzeo Group, Inc. operates as a managing general agent (MGA) and Insurance-as-a-Service (IaaS) platform, providing underwriting, policy administration, claims management, and related insurance services. The company serves as a managing general agent under MGA agreements, delivering technology-enabled solutions to insurance carriers and risk management entities. Exzeo operates through wholly owned subsidiaries including Exzeo Insurance Services (EIS), Tailrow Insurance Exchange, and various claims management entities. A significant portion of revenue is derived from related-party transactions with HCI Group, Inc., its controlling shareholder.
Themes: ["InsurTech / insurance technology"]
Fundamentals
- Price$16.91 as of 2026-07-09 close
- Market cap$1.6B as of 2026-07-10
- 1-year return-27.8% as of 2026-07-09 close
- P/E15.20 as of 2026-07-10
- Net margin+37.9% as of 2026-07-10
- Gross margin+60.1% as of 2026-07-10
- ROE+62.1% as of 2026-07-10
- Debt / equity0.00 as of 2026-07-10
- Revenue growth (YoY)+19.7% as of 2026-07-10
- Revenue CAGR (3y)+56.7% SEC XBRL
- Beta6.75 as of 2026-07-10
Key risks (from latest filing)
["Dependence on related-party revenue: Substantially all revenue derives from related-party transactions with HCI Group, Inc. and its subsidiaries, creating significant business concentration risk."]
Competitors & peers
- GigCapital2 and other InsurTech platforms providing MGA services
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.