GWRE vs NP
GWRE: Guidewire is the cloud-based software platform that property and casualty insurers depend on to manage policy, claims, and billing operations combined with AI-powered digital engagement and analytics capabilities. NP: Neptune Insurance Holdings is a technology-driven insurance provider digitizing the flood insurance sector with its proprietary Triton underwriting engine.
Side-by-side fundamentals
| Metric | GWRE | NP | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $149.28 | $30.82 | |
| Market cap as of 2026-07-28 | $11.5B | $4.2B | |
| P/E as of 2026-07-28 | 80.56 | n/a | |
| PEG as of 2026-07-28 | 0.20 | n/a | |
| Net margin as of 2026-07-28 | +11.3% | -2.5% | GWRE higher |
| Gross margin as of 2026-07-28 | +64.0% | +14.9% | GWRE higher |
| Operating margin as of 2026-07-28 | +8.2% | -1.2% | GWRE higher |
| ROE as of 2026-07-28 | +11.0% | -2.9% | GWRE higher |
| ROA as of 2026-07-28 | +6.0% | +57.3% | NP higher |
| Debt / equity as of 2026-07-28 | 0.51 | 156.95 | GWRE lower |
| Revenue growth (YoY) as of 2026-07-28 | +24.9% | +38.2% | NP higher |
| Revenue CAGR (3y) SEC XBRL | +14.0% | +37.1% | NP higher |
| Dividend yield as of 2026-07-28 | n/a | +5.7% | |
| Beta as of 2026-07-28 | 0.92 | -0.09 | |
| 1-year return as of 2026-07-27 close | -33.2% | n/a |
Fundamentals: Finnhub, as of 2026-07-28. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.