HAPN vs NRDS
HAPN: LendingClub is a fintech lender and bank that originates and securitizes personal loans, auto loans, and small business credit through an online marketplace and third-party issuing partners. NRDS: NerdWallet is a digital platform that helps consumers and small businesses compare financial products and make informed decisions through independent editorial content, interactive tools, and referral marketplaces.
Side-by-side fundamentals
| Metric | HAPN | NRDS | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $18.81 | $9.05 | |
| Market cap as of 2026-07-23 | $2.2B | $595M | |
| P/E as of 2026-07-23 | 12.64 | 8.64 | NRDS lower |
| PEG as of 2026-07-23 | 0.05 | 0.07 | HAPN lower |
| Net margin as of 2026-07-23 | +15.8% | +8.1% | HAPN higher |
| Gross margin as of 2026-07-23 | +70.9% | +93.0% | NRDS higher |
| Operating margin as of 2026-07-23 | +21.0% | +10.8% | HAPN higher |
| ROE as of 2026-07-23 | +11.9% | +18.3% | NRDS higher |
| ROA as of 2026-07-23 | +1.6% | +14.8% | NRDS higher |
| Debt / equity as of 2026-07-23 | 6.72 | 0.04 | NRDS lower |
| Revenue growth (YoY) as of 2026-07-23 | -28.9% | +15.6% | NRDS higher |
| Revenue CAGR (3y) SEC XBRL | -18.2% | +15.8% | NRDS higher |
| Beta as of 2026-07-23 | 1.17 | 1.25 | |
| 1-year return as of 2026-07-22 close | +3.4% | -15.1% | HAPN higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.