HBT vs MSBI
HBT: A community-focused bank holding company based in Illinois with a strong track record of growth through disciplined acquisitions and diversified commercial lending. MSBI: Midland States Bancorp is a regional financial holding company serving the Midwest with a combination of relationship-driven community banking and wealth management services.
Side-by-side fundamentals
| Metric | HBT | MSBI | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $34.59 | $32.83 | |
| Market cap as of 2026-07-30 | $1.3B | $681M | |
| P/E as of 2026-07-30 | 17.08 | 19.89 | HBT lower |
| Net margin as of 2026-07-30 | +27.4% | +28.7% | MSBI higher |
| Operating margin as of 2026-07-30 | +36.9% | +39.9% | MSBI higher |
| ROE as of 2026-07-30 | +11.4% | +6.2% | HBT higher |
| ROA as of 2026-07-30 | +1.3% | +0.5% | HBT higher |
| Debt / equity as of 2026-07-30 | 0.18 | 0.42 | HBT lower |
| Revenue growth (YoY) as of 2026-07-30 | +49.2% | +43.3% | HBT higher |
| Dividend yield as of 2026-07-30 | +2.5% | +3.8% | MSBI higher |
| Dividend streak (yrs) SEC XBRL | 3 | 5 | MSBI higher |
| Beta as of 2026-07-30 | 0.50 | 0.63 | |
| 1-year return as of 2026-07-27 close | +34.7% | +82.7% | MSBI higher |
Fundamentals: market data, as of 2026-07-30. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.