HQY vs VOYA
HQY: HealthEquity is the largest HSA administrator by account count, managing $36.5 billion in consumer healthcare savings through technology-enabled services integrated with the broader health and benefits ecosystem. VOYA: Voya is a diversified financial services provider delivering retirement solutions, asset management, and employee benefits to U.S. employers and institutional investors with 18 million customer relationships and a capital-light, fee-generating business model.
Side-by-side fundamentals
| Metric | HQY | VOYA | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $95.95 | $98.52 | |
| Market cap as of 2026-07-23 | $8.2B | $8.9B | |
| P/E as of 2026-07-23 | 35.43 | 13.10 | VOYA lower |
| PEG as of 2026-07-23 | 1.65 | 0.98 | VOYA lower |
| Net margin as of 2026-07-23 | +17.3% | +8.2% | HQY higher |
| Gross margin as of 2026-07-23 | +70.7% | n/a | |
| Operating margin as of 2026-07-23 | +25.6% | +13.8% | HQY higher |
| ROE as of 2026-07-23 | +10.9% | +14.2% | VOYA higher |
| ROA as of 2026-07-23 | +6.8% | +0.4% | HQY higher |
| Debt / equity as of 2026-07-23 | 0.46 | 0.54 | HQY lower |
| Revenue growth (YoY) as of 2026-07-23 | +7.6% | +3.5% | HQY higher |
| Revenue CAGR (3y) SEC XBRL | +15.1% | +11.4% | HQY higher |
| Dividend yield as of 2026-07-23 | n/a | +1.9% | |
| Dividend streak (yrs) SEC XBRL | n/a | 5 | |
| Beta as of 2026-07-23 | 0.24 | 0.90 | |
| 1-year return as of 2026-07-22 close | -1.5% | +36.2% | VOYA higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.