Voya Financial (VOYA)
Financials · Financial Services / Workplace Benefits and Asset Management
Voya is a diversified financial services provider delivering retirement solutions, asset management, and employee benefits to U.S. employers and institutional investors with 18 million customer relationships and a capital-light, fee-generating business model.
What Voya Financial does
Voya Financial is a diversified financial services company providing workplace retirement solutions, investment management, and employee benefits to U.S. employers and institutional clients. The company operates through three main segments: Retirement (serving ~45,000 U.S. employers and nearly 10 million participant accounts), Investment Management (a leading international asset manager with institutional-quality fixed income and private asset strategies), and Employee Benefits (covering ~6.8 million lives with group insurance and health account solutions). With approximately 18 million individual customer relationships and over 11,000 employees, Voya delivers comprehensive financial wellness and benefits administration through multiple distribution channels including brokers, advisors, and its proprietary digital platforms.
Themes: ["Workplace retirement solutions","Employee benefits administration","Financial wellness / retirement planning","Institutional asset management","Private assets and fixed income","Group insurance and health benefits","Wealth management and advisory","Financial technology and digital platforms"]
Fundamentals
- Price$96.86 as of 2026-07-09 close
- Market cap$8.8B as of 2026-07-09
- 1-year return+32.2% as of 2026-07-09 close
- P/E12.89 as of 2026-07-09
- Net margin+8.2% as of 2026-07-09
- ROE+14.2% as of 2026-07-09
- Debt / equity0.54 as of 2026-07-09
- Revenue growth (YoY)+3.5% as of 2026-07-09
- Revenue CAGR (3y)+11.4% SEC XBRL
- Beta0.90 as of 2026-07-09
Dividend: yield +2.3%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Geopolitical and macroeconomic risks including government shutdowns, tariffs, war and terrorism that could impact capital markets and customer demand","Liquidity and credit risks including potential downgrades to financial strength ratings, collateral posting requirements, and reliance on subsidiary dividends","Cybersecurity and privacy failures, operational risks, and dependence on third-party relationships; regulatory and tax risks including changes to deferred tax asset usage and evolving regulations"]
Competitors & peers
- Fidelity Investments (private, but major competitor in retirement and wealth management)
- Principal Financial Group (PFG)
- Lincoln National (LNC)
- Prudential Financial (PRU)
- Charles Schwab (SCHW)
- BlackRock (BLK)
- Brighthouse Financial (BHF)
Fundamentals: Finnhub, as of 2026-07-09. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.