HQY vs WBS
HQY: HealthEquity is the largest HSA administrator by account count, managing $36.5 billion in consumer healthcare savings through technology-enabled services integrated with the broader health and benefits ecosystem. WBS: A diversified financial holding company providing full-service commercial and consumer banking with a specialized national platform for health savings accounts.
Side-by-side fundamentals
| Metric | HQY | WBS | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $99.05 | $76.95 | |
| Market cap as of 2026-07-29 | $8.3B | $12.5B | |
| P/E as of 2026-07-29 | 37.12 | 12.17 | WBS lower |
| PEG as of 2026-07-29 | 1.65 | 0.50 | WBS lower |
| Net margin as of 2026-07-29 | +17.3% | +34.1% | WBS higher |
| Gross margin as of 2026-07-29 | +70.7% | n/a | |
| Operating margin as of 2026-07-29 | +25.6% | +43.2% | WBS higher |
| ROE as of 2026-07-29 | +10.9% | +10.7% | HQY higher |
| ROA as of 2026-07-29 | +6.8% | +1.2% | HQY higher |
| Debt / equity as of 2026-07-29 | 0.46 | 0.08 | WBS lower |
| Revenue growth (YoY) as of 2026-07-29 | +7.6% | +93.5% | WBS higher |
| Revenue CAGR (3y) SEC XBRL | +15.1% | -4.0% | HQY higher |
| Dividend yield as of 2026-07-29 | n/a | +2.1% | |
| Dividend streak (yrs) SEC XBRL | n/a | 4 | |
| Beta as of 2026-07-29 | 0.22 | 1.02 | |
| 1-year return as of 2026-07-27 close | +3.1% | +28.3% | WBS higher |
Fundamentals: market data, as of 2026-07-29. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.