Webster Bank (WBS)
Financials · Regional Banking · NYSE
A diversified financial holding company providing full-service commercial and consumer banking with a specialized national platform for health savings accounts.
What Webster Bank does
Webster Financial Corporation is a financial holding company that operates Webster Bank, N.A., providing a range of banking and financial services. The company maintains a specialized division, HSA Bank, which focuses on health savings accounts and related consumer-directed healthcare financial solutions. Through its banking subsidiary, it offers commercial, consumer, and mortgage banking products and services.
Themes: commercial banking, consumer banking, health savings accounts / consumer-directed healthcare, M&A / financial services consolidation
Fundamentals
- Price$77.57 as of 2026-08-20 close
- Market cap$12.6B as of 2026-08-20
- 1-year return+32.9% 2025-08-20 close $58.36 → 2026-08-20 close $77.57
- P/E12.56 as of 2026-08-24
- Net margin+34.1% as of 2026-08-24
- ROE+10.7% as of 2026-08-24
- Debt / equity0.08 as of 2026-08-24
- Revenue CAGR (3y)-4.0% SEC XBRL
- Beta1.09 as of 2026-08-24
- Last reported earnings2026-07-21 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +2.1%; at least 4 years of non-decreasing per-share dividends (SEC XBRL) — we do not hold the year before it, so the real streak may be longer.
How WBS compares in its sector
- price-to-earnings ratiomiddle range 525 covered Financials peers, as of 2026-08-24
- net profit margintop 25% 538 covered Financials peers, as of 2026-08-24
- operating margintop 25% 534 covered Financials peers, as of 2026-08-24
- return on equitymiddle range 575 covered Financials peers, as of 2026-08-24
- 3-year revenue CAGRbottom 10% 347 covered Financials peers
- indicated dividend yieldmiddle range 453 covered Financials peers, as of 2026-08-24
- free cash flow (absolute dollars, latest fiscal year)top 25% 431 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Top 10 scores & list membership
WBS is not currently in any published Top 10 list. Its scores are below.
Long-term score
57.0 #256 of 987 scored · #111 of 191 in Financials
Financial health 90th (debt to equity 0.1) and valuation 73rd (price to book 1.3, price to earnings 12.3); weakest is growth (12th, 3-year revenue CAGR -4%).
Short-term score
46.4 #1033 of 1,704 scored · #186 of 277 in Financials
Momentum 58th: near the bottom of its 14-day range (oversold); setup 55th: no fresh 20-day breakout up or down; weakest is volume and participation 1st: trading volume is unusually light — only about 0% of its 30-day average.
Scores as of 21 Aug 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 2.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, WBS's dividend was covered by reported results (earnings payout 27%, free-cash-flow payout 26%). This describes past coverage, not a forecast.
- Earnings payout27% dividends / net income
- Free-cash-flow payout26% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How Webster Bank looks technically
Webster Bank (WBS) is trading 11.6% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 273 trading days ago — a "golden cross", a bullish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 18, below the 25 that marks a real trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 50, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bearish about 3 trading days ago (its momentum flipped negative). It made a new 20-day high about 12 trading days ago. It is 2.6% below its all-time high. Trading volume is unusually light — only about 0% of its 30-day average.
Trend
8
| Distance from the 200-day | it is trading 11.6% above its 200-day average, the long-term trend line — a longer-term uptrend | +11.6% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $76.58 | $76.58 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $69.49 | $69.49 |
| Swing structure | each recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes next | higher highs and higher lows |
| Last swing turn | its last significant turn was a swing high 14 calendar days ago — the swings before that are what the structure reading is measured on | 14 sessions |
| Wave structure | its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in the fourth leg, a pullback against that upward direction; the labelling fails if price closes below 74. It is one of several labellings that fit, and it describes the swings already printed, not what comes next. The same swings also read as a completed three-part correction. | possible upward five-wave sequence, in wave 4 (one of several readings) |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 273 trading days ago — a "golden cross", a bullish long-term signal | 273 sessions |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 18, below the 25 that marks a real trend) | 18.3 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 50, neither overbought (above 70) nor oversold (below 30) | 49.9 |
|---|---|---|
| Position in its 14-day range | it is trading near the bottom of its 14-day range ($77.31 to $79.66) — its "stochastic" reading is 11 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been slipping within that range over the last few sessions. | 11.1 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bearish about 3 trading days ago (its momentum flipped negative) | 3 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $79.66 | $79.66 |
|---|---|---|
| From the 52-week high | it is 2.6% below its 52-week high (its highest price of the past year) | -2.6% |
| Above the 52-week low | it is 47.2% above its 52-week low (its lowest price of the past year) | +47.2% |
| Below the 52-week high | it is 2.6% below its highest point of the past year | 2.6% |
| Since a 20-day breakout | it made a new 20-day high about 12 trading days ago | 12 sessions |
| Since a 55-day breakout | it made a new 55-day high about 12 trading days ago | 12 sessions |
| All-time high | its highest closing price on record is $79.66 (set on 2026-08-06) | $79.66 |
| Given back of the 52-week move | over the past year its closes ranged ($54.10 to $79.12), and it has given back only a small part of its rise from last year’s low — 6% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $62.86 to $63.66. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 6.2% |
| From the all-time high | it is 2.6% below its all-time high | -2.6% |
| Nearest price level | it is trading 2.7% above a support level at $75.46 — a price it turned at four times since 2026-06-22, most recently on 2026-07-23. Since 2024-08-20 it has 11 such levels below the current price and 0 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -2.7% |
| All-time low | its lowest closing price on record is $2.85 (set on 2009-03-06) | $2.85 |
| Above the all-time low | it is 2621.8% above its all-time low | +2,622% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are about average versus its own recent 6-month history | 41st percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.6882 between its high and its low — about 0.9% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.6882 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $76.01 and $79.95 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $76.01 – $77.98 – $79.95 |
| Typical daily range (% of price) | its price moves about 0.9% in a typical session — among the calmest in the catalog. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 0.9% |
| Stretch from the 200-day average | it is trading 11.7 daily ranges above its 200-day average price (11.6% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale. Read that multiple with care: this company's daily range is unusually small (about 0.9% of its price), which is what makes the multiple large — a stock trading in a narrow band near a takeover price does this | 11.7 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is unusually light — only about 0% of its 30-day average | 0.00× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
1
| Since a bearish engulfing | 3 sessions ago it opened above the previous session's close and finished below that session's open — a "bearish engulfing" pair, where one down day more than undid the up day before it | 3 sessions ago |
|---|
Price gaps
1
| Gap at the open | it opened on 2026-08-20 at essentially the same price it closed at the session before — no meaningful overnight gap | 0.0% |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock beat the market by 0.2 percentage points (the stock gained 2.9% while the market gained 2.8%) | +0.2% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 3.2 percentage points (the stock gained 6.1% while the market gained 2.9%) | +3.2% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 4.5 percentage points (the stock gained 6.1% while the market gained 10.6%) | -4.5% |
| vs market, 12 months | over the past 12 months this stock beat the market by 13.4 percentage points (the stock gained 32.9% while the market gained 19.5%) | +13.4% |
Signal agreement
2
| Bullish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, near the bottom of its 14-day range (oversold), trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 4 of 9 |
|---|---|---|
| Bearish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bearish state: MACD momentum is negative, lagging the market over 6 months — these describe past price behaviour, not a forecast | 2 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 2.7% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-15 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is thin, spanning 1.5% of the share price, which is taken to mean a barrier that gives way easily. | +2.7% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 5% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $73.67 — a volume-weighted average of daily closes over 155 sessions, not a true tick-by-tick VWAP. | +5.3% |
|---|---|---|
| Vs the average paid since it last reported | the price is sitting right on the average price paid since it last reported on 2026-07-21 (its 8-K), so the typical buyer over that stretch is roughly break-even. That average is $77.86 — a volume-weighted average of daily closes over 22 sessions, not a true tick-by-tick VWAP. | -0.4% |
Price levels it has turned at before
WBS last closed at $77.57 on 2026-08-20. Since 2024-08-20 it has turned at 11 prices below its last close and 0 above; the 3 nearest below are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $75.46 | Support | 2.7% below the last close | turned there four times · 2026-06-22 to 2026-07-23 |
| $73.70 | Support | 5.0% below the last close | turned there five times · 2026-02-10 to 2026-05-27 |
| $70.88 | Support | 8.6% below the last close | turned there five times · 2026-02-13 to 2026-05-15 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 4 of five, a pullback against that direction.
This labelling fails — stops being a possible reading at all — if it closes below $74.00.
This is one of several labellings that fit the same swings, so treat it as a reading rather than the reading. It was chosen from 2 labellings that survived the rules, counting shorter readings of the same bars.
On past moves of this shape the leg has usually ended somewhere between $74.00 and $76.69 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
Alternate reading: The same swings also read as a completed three-part correction, which fails on a close above $79.66.
This labelling was already in place when we began recording count changes on 2026-08-13, so how long it has stood is not something we can say yet.
Read from daily closes as of 2026-08-20.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · Near the 52-week high · MACD just crossed bearish (12/26/9) · trendless / choppy (low ADX) · Near the all-time high · Least volatile (2% or less typical daily range) | Learn: moving average · golden cross · adx · rsi · macd · breakout · all time high · volume and relative volume
Based on daily closing prices as of 2026-08-20. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingHold (2.75 mean, 1=Strong Buy…5=Strong Sell) — 11 analysts
- Mean price target$76.18 range $72.00 – $81.00; median $77.00
Analyst estimates, as of 2026-08-18. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for WBS
- Consensus EPS estimate$1.61 next reporting period, as of 2026-08-18
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Risks related to the proposed acquisition by Banco Santander","Exposure to economic downturns impacting loan credit quality","Regulatory compliance risks including Basel III capital requirements"]
Insider activity (SEC Form 4)
No open-market insider purchases or sales recorded in the last 90 days.
- Last 180 days0 buys · 1 sell ($573376) — 1 selling insider
Most recent open-market transaction: 2026-05-18. As of 2026-08-24.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about WBS's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Congressional trading disclosures
U.S. House members publicly disclose their own, their spouse's, and dependent children's stock transactions under the STOCK Act. We hold 1 matched disclosure for WBS from U.S. House Clerk Periodic Transaction Report filings.
Congressional trading disclosures →Institutional ownership (13F)
4 institutional 13F filers reported holding WBS as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 4
- Reported shares held 24,175,746
- Reported value $1,678,280,245
reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 1 increased, 3 decreased, 1 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
WBS had 11,555,574 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
WBS had 7.13% of its shares outstanding sold short as of the 2026-07-31 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 2.67 days to cover at the same settlement.
- Reported short interest (shares) 11,555,574
- Short interest (% of shares outstanding) 7.13%
- Prior settlement (shares) 11,284,413
- Reported change 2.4%
- Days to cover (reported) 2.67
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- People's United Financial
- Citizens Financial Group (CFG)
- M&T Bank (MTB)
- KeyCorp (KEY)
- Fifth Third Bancorp (FITB)
- Regions Financial (RF)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does Webster Bank (WBS) do?
Webster Financial Corporation is a financial holding company that operates Webster Bank, N.A., providing a range of banking and financial services. The company maintains a specialized division, HSA Bank, which focuses on health savings accounts and related consumer-directed healthcare financial solutions. Through its banking subsidiary, it offers commercial, consumer, and mortgage banking products and services.
What sector is Webster Bank (WBS) in?
Webster Bank (WBS) is classified in the Financials sector. Its industry is Regional Banking. It trades on NYSE.
Does WBS pay a dividend?
Yes — Webster Bank (WBS) pays a dividend, with an indicated yield of about 2.08% and at least 4 years of non-decreasing per-share dividends (SEC EDGAR XBRL) — we do not hold the year before it, so the real streak may be longer (market data, as of 2026-08-24). Informational only — not financial advice.
Who are Webster Bank's (WBS) competitors?
Notable peers of Webster Bank (WBS) include People's United Financial, Citizens Financial Group, M&T Bank, KeyCorp and Fifth Third Bancorp. This peer set is informational only — not financial advice.
Has there been recent Congressional stock trading in WBS?
Yes — we hold 1 matched STOCK Act disclosure for WBS from U.S. House Clerk Periodic Transaction Report filings. These are legally-required disclosures (often filed 30–45 days after the trade), may belong to a U.S. House member, their spouse, or a dependent child, and are not an indicator of company performance or investment advice.
Is Webster Bank (WBS) overbought or oversold right now?
Webster Bank (WBS) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 50, in the neutral middle (as of 2026-08-20). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on WBS come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-20.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.