Webster Bank (WBS)

Financials · Regional Banking · NYSE

A diversified financial holding company providing full-service commercial and consumer banking with a specialized national platform for health savings accounts.

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What Webster Bank does

Webster Financial Corporation is a financial holding company that operates Webster Bank, N.A., providing a range of banking and financial services. The company maintains a specialized division, HSA Bank, which focuses on health savings accounts and related consumer-directed healthcare financial solutions. Through its banking subsidiary, it offers commercial, consumer, and mortgage banking products and services.

Themes: commercial banking, consumer banking, health savings accounts / consumer-directed healthcare, M&A / financial services consolidation

Fundamentals

Price$77.57 last close before the listing ended, 2026-08-20
Market cap$12.6B as of 2026-07-24 (share count; price 2026-08-20)
1-year return+32.9% 2025-08-20 close $58.36 → 2026-08-20 close $77.57
P/E12.26 as of 2026-08-20
Net margin+421.4% FY2025, SEC XBRL
ROE+10.6% FY2025, SEC XBRL
Debt / equity0.08 as of 2026-09-02
Revenue CAGR (3y)-4.0% SEC XBRL
Beta1.26 as of 2026-09-02
Last reported earnings2026-07-21 SEC EDGAR Form 8-K (Item 2.02)

This listing has ended. The figures below are the last on record, from 2026-08-20, not a current quote.

Dividend: yield +2.1%; at least 4 years of non-decreasing per-share dividends (SEC XBRL) — we do not hold the year before it, so the real streak may be longer.

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How WBS compares in its sector

price-to-earnings ratiomiddle range 513 covered Financials peers, as of 2026-08-20
net profit margintop 10% 344 covered Financials peers, as of 2026-09-02
operating margintop 10% 122 covered Financials peers, as of 2026-09-02
return on equitymiddle range 559 covered Financials peers, as of 2026-09-02
3-year revenue CAGRbottom 10% 347 covered Financials peers
indicated dividend yieldmiddle range 468 covered Financials peers, as of 2026-09-02
free cash flow (absolute dollars, latest fiscal year)top 25% 430 covered Financials peers, as of FY2025

Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.

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Dividend coverage (FY2025)

Covered by reported results. In FY2025, WBS's dividend was covered by reported results (earnings payout 27%, free-cash-flow payout 26%). This describes past coverage, not a forecast.

Earnings payout27% dividends / net income
Free-cash-flow payout26% dividends / (operating cash flow − capex)

Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.

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Analyst consensus

Consensus ratingHold (2.75 mean, 1=Strong Buy…5=Strong Sell) — 11 analysts
Mean price target$76.18 range $72.00 – $81.00; median $77.00

Analyst estimates, as of 2026-08-26. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.

Analyst EPS estimate for WBS

Consensus EPS estimate$1.61 next reporting period, as of 2026-08-26

Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.

The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.

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Key risks (from latest filing)

["Risks related to the proposed acquisition by Banco Santander","Exposure to economic downturns impacting loan credit quality","Regulatory compliance risks including Basel III capital requirements"]

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Insider activity (SEC Form 4)

No open-market insider purchases or sales recorded in the last 90 days, of which we have read Form 4 filings through 2026-10-04. The 5 days since 2026-10-04 have not been checked yet.

Last 180 days · read to 2026-10-040 buys · 1 sell ($573376) — 1 selling insider

Most recent open-market transaction: 2026-05-18. Based on Form 4 filings read through 2026-10-04; anything filed since is not yet included.

View full insider trading history → View SEC Form 3/4/5 filings

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Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.

U.S. House trading disclosures

U.S. House members publicly disclose their own, their spouse's, and dependent children's stock transactions under the STOCK Act. We hold 1 matched disclosure for WBS from U.S. House Clerk Periodic Transaction Report filings.

U.S. House trading disclosures →

Institutional ownership (13F)

4 institutional 13F filers reported holding WBS as of 2026-03-31 (quarter-end position, filed within 45 days).

Distinct 13F filers 4
Reported shares held 24,175,746
Reported value $1,678,280,245

reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 1 increased, 3 decreased, 1 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".

Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.

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Short interest (FINRA)

WBS had 14,517,097 shares of reported short interest as of the 2026-08-14 FINRA settlement date (delayed, bi-monthly; not real-time).

WBS had 8.96% of its shares outstanding sold short as of the 2026-08-14 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 2.45 days to cover at the same settlement.

Reported short interest (shares) 14,517,097
Short interest (% of shares outstanding) 8.96%
Prior settlement (shares) 11,555,574
Reported change 25.63%
Days to cover (reported) 2.45

Reported to FINRA as of the 2026-08-14 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.

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Competitors & peers

AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.

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Frequently asked questions

What does Webster Bank (WBS) do?

What sector is Webster Bank (WBS) in?

Webster Bank (WBS) is classified in the Financials sector. Its industry is Regional Banking. It trades on NYSE.

Does WBS pay a dividend?

Yes — Webster Bank (WBS) pays a dividend, with an indicated yield of about 2.06% and at least 4 years of non-decreasing per-share dividends (SEC EDGAR XBRL) — we do not hold the year before it, so the real streak may be longer (market data, as of 2026-09-02). Informational only — not financial advice.

Who are Webster Bank's (WBS) competitors?

Notable peers of Webster Bank (WBS) include People's United Financial, Citizens Financial Group, M&T Bank, KeyCorp and Fifth Third Bancorp. This peer set is informational only — not financial advice.

Has there been recent U.S. House stock trading in WBS?

Yes — we hold 1 matched STOCK Act disclosure for WBS from U.S. House Clerk Periodic Transaction Report filings. These are legally-required disclosures (often filed 30–45 days after the trade), may belong to a U.S. House member, their spouse, or a dependent child, and are not an indicator of company performance or investment advice.

Where does stocks-llm's data on WBS come from?

Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest; prices are market data, as of 2026-09-02; company filings and profile facts come from SEC EDGAR. This listing has ended, so these are the last figures on record rather than current ones — informational only, not financial advice.

Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are the last daily closes recorded before this listing ended.

Last updated 2026-08-20.

Informational only — NOT financial advice. All figures are the last on record before this listing ended, from SEC EDGAR & market data, shown with their as-of date.