IBCP vs ORRF
IBCP: A Michigan-based bank holding company providing commercial, mortgage, and installment lending alongside deposit products to regional customers. ORRF: Orrstown Financial Services is a regional bank holding company providing commercial banking, wealth management, and trust services to communities in Pennsylvania and beyond.
Side-by-side fundamentals
| Metric | IBCP | ORRF | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $36.01 | $41.37 | |
| Market cap as of 2026-07-23 | $740M | $807M | |
| P/E as of 2026-07-23 | 10.60 | 9.54 | ORRF lower |
| PEG as of 2026-07-23 | 1.69 | 0.09 | ORRF lower |
| Net margin as of 2026-07-23 | +28.8% | +28.6% | IBCP higher |
| Operating margin as of 2026-07-23 | +35.5% | +35.8% | ORRF higher |
| ROE as of 2026-07-23 | +14.1% | +14.6% | ORRF higher |
| ROA as of 2026-07-23 | +1.3% | +1.5% | ORRF higher |
| Debt / equity as of 2026-07-23 | 0.08 | 0.09 | IBCP lower |
| Revenue growth (YoY) as of 2026-07-23 | +46.1% | +41.3% | IBCP higher |
| Revenue CAGR (3y) SEC XBRL | +0.5% | +24.0% | ORRF higher |
| Dividend yield as of 2026-07-23 | +3.1% | +2.9% | IBCP higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-23 | 0.72 | 0.69 | |
| 1-year return as of 2026-07-22 close | +6.8% | +22.0% | ORRF higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.