ORRSTOWN FINANCIAL SERVICES INC (ORRF)
Financials · Community Banking · NASDAQ
Mid-Atlantic community bank providing commercial lending, deposits, and investment services with recent merger-driven expansion of lending capacity and regional footprint.
What ORRSTOWN FINANCIAL SERVICES INC does
Orrstown Financial Services, Inc. is a bank holding company that operates through its subsidiary Orrstown Bank, providing commercial banking, deposit, lending, and investment services to individuals, small businesses, and commercial clients. Following its July 2024 merger with Codorus Valley Bancorp, Inc., the company has expanded its lending portfolio and regional banking operations across Pennsylvania and the mid-Atlantic region.
Themes: ["Community banking","Commercial lending","Mortgage banking","Deposit gathering","Investment management","Regional banking"]
Fundamentals
- Price$39.92 as of 2026-07-09 close
- Market cap$781M as of 2026-07-10
- 1-year return+18.5% as of 2026-07-09 close
- P/E9.24 as of 2026-07-10
- Net margin+28.6% as of 2026-07-10
- ROE+14.6% as of 2026-07-10
- Debt / equity0.09 as of 2026-07-10
- Revenue growth (YoY)+41.3% as of 2026-07-10
- Revenue CAGR (3y)+24.0% SEC XBRL
- Beta0.69 as of 2026-07-10
Dividend: yield +3.0%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Credit risk exposure from economic volatility affecting loan portfolio creditworthiness and collateral values","Allowance for credit losses may prove insufficient if loan performance deteriorates faster than estimated","Interest rate and economic sensitivity impacting net interest income margins and deposit levels"]
Competitors & peers
- First National Corporation (FSNC)
- Umpqua Holdings Corporation (UMPQ)
- Banner Corporation (BANR)
- Customers Bancorp (CUBI)
- Fulton Financial Corporation (FITB)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.