ISBA vs UCB
ISBA: A regional financial institution providing community banking and wealth management services primarily serving the Michigan market. UCB: A Southeastern regional bank holding company combining community-bank customer service with specialized national lending capabilities in SBA, USDA, and equipment finance.
Side-by-side fundamentals
| Metric | ISBA | UCB | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $38.13 | $34.89 | |
| Market cap as of 2026-07-27 | $672M | $4.2B | |
| P/E as of 2026-07-26 | n/a | 11.17 | |
| PEG as of 2026-07-27 | -0.01 | 0.29 | ISBA lower |
| Net margin as of 2026-07-27 | -30.0% | n/a | |
| Gross margin as of 2026-07-27 | +54.3% | n/a | |
| Operating margin as of 2026-07-27 | -11.5% | n/a | |
| ROE as of 2026-07-27 | -115.3% | +10.3% | UCB higher |
| ROA as of 2026-07-27 | -9.0% | +1.3% | UCB higher |
| Debt / equity as of 2026-07-27 | 5.57 | 0.10 | UCB lower |
| Revenue growth (YoY) as of 2026-07-27 | +16.6% | n/a | |
| Revenue CAGR (3y) SEC XBRL | +4.4% | +8.8% | UCB higher |
| Dividend yield as of 2026-07-26 | n/a | +2.9% | |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-27 | 1.80 | 0.84 | |
| 1-year return as of 2026-07-23 close | +40.7% | +12.4% | ISBA higher |
Fundamentals: Finnhub, as of 2026-07-27. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.