ISABELLA BANK CORP (ISBA)
Financials · regional banking · NASDAQ
A regional financial institution providing community banking and wealth management services primarily serving the Michigan market.
What ISABELLA BANK CORP does
Isabella Bank Corporation is a financial holding company that operates through its subsidiary, Isabella Bank, a Michigan-chartered bank. The company provides a range of banking services to individuals, small businesses, and commercial entities, including various deposit products, commercial, consumer, and agricultural loans, and wealth management services.
Themes: community banking, commercial lending, wealth management, agricultural finance
Fundamentals
- Price$39.93 as of 2026-08-21 close
- Market cap$660M as of 2026-08-24
- 1-year return+22.9% 2025-08-21 close $32.50 → 2026-08-21 close $39.93
- P/En/a negative earnings
- Net margin-30.0% as of 2026-08-24
- Gross margin+54.3% as of 2026-08-24
- ROE-115.3% as of 2026-08-24
- Debt / equity5.57 as of 2026-08-24
- Revenue growth (YoY)+16.6% as of 2026-08-24
- Revenue CAGR (3y)+4.4% SEC XBRL
- Beta1.83 as of 2026-08-24
- Last reported earnings2026-07-23 SEC EDGAR Form 8-K (Item 2.02)
Dividend: at least 5 years of non-decreasing per-share dividends (SEC XBRL) — we do not hold the year before it, so the real streak may be longer.
How ISBA compares in its sector
- net profit marginbottom 10% 538 covered Financials peers, as of 2026-08-24
- operating marginbottom 10% 534 covered Financials peers, as of 2026-08-24
- gross marginmiddle range 176 covered Financials peers, as of 2026-08-24
- return on equitybottom 10% 575 covered Financials peers, as of 2026-08-24
- 3-year revenue CAGRmiddle range 347 covered Financials peers
- free cash flow (absolute dollars, latest fiscal year)bottom 25% 431 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, ISBA's dividend was covered by reported results (earnings payout 43%, free-cash-flow payout 35%). This describes past coverage, not a forecast.
- Earnings payout43% dividends / net income
- Free-cash-flow payout35% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How ISABELLA BANK CORP looks technically
ISABELLA BANK CORP (ISBA) is trading 10.7% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed below its 200-day average about 48 trading days ago — a "death cross", a bearish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 10, below the 25 that marks a real trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 47, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bearish about 2 trading days ago (its momentum flipped negative). It made a new 20-day high about 7 trading days ago. It is 32.1% below its highest point of the past year. Day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 5% of the past ~6 months), which often precedes a bigger move.
Trend
7
| Distance from the 200-day | it is trading 10.7% below its 200-day average, the long-term trend line — a long-term downtrend | -10.7% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $40.22 | $40.22 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $44.70 | $44.70 |
| Swing structure | its recent peaks and dips disagree — one of them is rising while the other is not, so there is no clean up or down pattern in the swings | mixed — one of the two is not confirming |
| Last swing turn | its last significant turn was a swing high 8 calendar days ago — the swings before that are what the structure reading is measured on | 8 sessions |
| Since the 50/200 cross | its 50-day average crossed below its 200-day average about 48 trading days ago — a "death cross", a bearish long-term signal | 48 sessions |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 10, below the 25 that marks a real trend) | 10.3 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 47, neither overbought (above 70) nor oversold (below 30) | 47.4 |
|---|---|---|
| Position in its 14-day range | it is trading in the lower half of its 14-day range ($39.06 to $42.43) — its "stochastic" reading is 26 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 25.7 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bearish about 2 trading days ago (its momentum flipped negative) | 2 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $58.83 | $58.83 |
|---|---|---|
| From the 52-week high | it is 32.1% below its 52-week high (its highest price of the past year) | -32.1% |
| Above the 52-week low | it is 35.3% above its 52-week low (its lowest price of the past year) | +35.3% |
| Below the 52-week high | it is 32.1% below its highest point of the past year | 32.1% |
| Since a 20-day breakout | it made a new 20-day high about 7 trading days ago | 7 sessions |
| Since a 55-day breakout | it made a new 55-day low about 21 trading days ago | 21 sessions |
| All-time high | its highest closing price on record is $58.83 (set on 2025-12-22) | $58.83 |
| Given back of the 52-week move | over the past year its closes ranged ($31.95 to $56.58), and it has given back well over two thirds of its rise from last year’s low — 68% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $40.57 to $41.36. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 67.6% |
| From the all-time high | it is 32.1% below its all-time high | -32.1% |
| Nearest price level | it is sitting right on a support level at $39.75 — a price it turned at three times since 2025-12-01, most recently on 2026-06-03. Since 2024-08-21 it has 11 such levels below the current price and 4 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -0.5% |
| All-time low | its lowest closing price on record is $14.00 (set on 2009-11-03) | $14.00 |
| Above the all-time low | it is 185.2% above its all-time low | +185.2% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 5% of the past ~6 months), which often precedes a bigger move | 5th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $1.43 between its high and its low — about 3.6% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $1.43 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $39.01 and $41.71 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $39.01 – $40.36 – $41.71 |
| Typical daily range (% of price) | its price moves about 3.6% in a typical session — about typical for the companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 3.6% |
| Stretch from the 200-day average | it is trading 3.3 daily ranges below its 200-day average price (10.7% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 3.3 daily ranges below its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 1.92× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | not available for this company yet | n/a |
Candlestick patterns
2
| Since a doji | 5 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 5 sessions ago |
|---|---|---|
| Since a bullish engulfing | 8 sessions ago it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | 8 sessions ago |
Price gaps
2
| Gap at the open | it opened on 2026-08-21 0.7% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and had not traded back through that level by the close | +0.7% |
|---|---|---|
| Gap filled | a 2.4% gap up opened on 2026-08-03 has been "filled" 14 sessions ago — price traded back through the level the gap left behind, and it closed again during the very session that opened it | 14 sessions ago |
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 2.5 percentage points (the stock lost 0.1% while the market gained 2.3%) | -2.5% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 10.8 percentage points (the stock lost 7.7% while the market gained 3.1%) | -10.8% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 34.9 percentage points (the stock lost 23.9% while the market gained 11.1%) | -34.9% |
| vs market, 12 months | over the past 12 months this stock beat the market by 2.4 percentage points (the stock gained 22.9% while the market gained 20.5%) | +2.4% |
Signal agreement
2
| Bullish technical signals | 0 of the 9 technical signals we can compute for it are currently in a bullish state — these describe past price behaviour, not a forecast | 0 of 9 |
|---|---|---|
| Bearish technical signals | 5 of the 9 technical signals we can compute for it are currently in a bearish state: a "death cross" — its 50-day average is below its 200-day, trading below its 200-day average, MACD momentum is negative, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 5 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 2.1% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-15 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is thin, spanning 1.3% of the share price, which is taken to mean a barrier that gives way easily. | -2.1% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 7% below the average price paid so far this year, so the typical buyer over that stretch is under water. That average is $42.89 — a volume-weighted average of daily closes over 159 sessions, not a true tick-by-tick VWAP. | -6.9% |
|---|---|---|
| Vs the average paid since it last reported | the price is 1% below the average price paid since it last reported on 2026-07-23 (its 8-K), so the typical buyer over that stretch is under water. That average is $40.23 — a volume-weighted average of daily closes over 21 sessions, not a true tick-by-tick VWAP. | -0.8% |
Price levels it has turned at before
ISBA last closed at $39.93 on 2026-08-21. Since 2024-08-21 it has turned at 11 prices below its last close and 4 above; the 3 nearest below and the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $39.75 | Support | 0.5% below the last close | turned there three times · 2025-12-01 to 2026-06-03 |
| $40.69 | Resistance | 1.9% above the last close | turned there twice · 2026-05-15 to 2026-07-16 |
| $38.63 | Support | 3.2% below the last close | turned there twice · 2026-06-24 to 2026-07-13 |
| $42.74 | Resistance | 7.0% above the last close | turned there five times · 2026-03-12 to 2026-08-13 |
| $36.72 | Support | 8.0% below the last close | turned there twice · 2025-08-27 to 2026-07-27 |
| $44.00 | Resistance | 10.2% above the last close | turned there three times · 2025-11-05 to 2026-06-15 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
No Elliott-wave labelling currently fits its swings: the recent highs and lows do not satisfy the three rules a five-wave count has to obey, so there is no count to show rather than a count we are unsure about.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading below the 200-day moving average · Pulled back from the 12-month high · MACD just crossed bearish (12/26/9) · in a Bollinger Band volatility squeeze · trendless / choppy (low ADX) · lagging the market | Learn: moving average · golden cross · adx · rsi · macd · breakout · fifty two week high low · bollinger bands
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Mean price target$43.00 range $43.00 – $43.00
Analyst estimates, as of 2026-08-22. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for ISBA
- Consensus EPS estimate$0.92 next reporting period, as of 2026-08-22
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Deterioration in credit quality and loan defaults","Exposure to interest rate fluctuations and inflationary pressures","Concentration risk within the loan portfolio in specific industries or geographic areas"]
What changed in the latest 10-Q
AI-assisted comparison of ISBA's 10-Q filed 2026-05-06 against the prior one filed 2025-11-10.
Management's Discussion & Analysis (MD&A)
- Added:
- Added 'likely' to forward-looking statement indicator phrases in the newer filing (2026-05-06)
- Added reference to 'Trump administration' policies in risk factors in the newer filing (2026-05-06)
- Added 'military conflicts (including the conflicts in the Middle East, the possible expansion of such conflicts and potential geopolitical and economic consequences)' as a specific risk factor in the newer filing (2026-05-06)
- Removed:
- Removed 'slower economic growth rates or potential recession in the United States and our market areas' from risk factors in the newer filing (2026-05-06)
- Removed 'the impacts related to or resulting from uncertainty in the banking industry as a whole' phrasing (replaced with simpler 'Uncertainty or perceived instability in the banking industry as a whole') in the newer filing (2026-05-06)
- Removed 'the lingering inflationary pressures...and its impact on market interest rates, the labor market, the economy as a whole, and credit quality' specific reference to 'labor market' in the newer filing (2026-05-06)
- Removed 'business and economic conditions, particularly those affecting our market areas, as well as the concentration of our business in such market areas' as separate bullet point in the newer filing (2026-05-06)
- Removed 'the impact of pandemics, epidemics, or any other health-related crisis' as separate bullet point in the newer filing (2026-05-06)
- Removed 'high concentrations of loans secured by real estate located in our market areas' as separate bullet point in the newer filing (2026-05-06)
- Removed 'changes in unemployment rates in the United States and our market areas' risk factor in the newer filing (2026-05-06)
- Removed 'risks associated with our commercial loan portfolio, including the risk for deterioration in value of the general business assets that secure such loans' detailed description in the newer filing (2026-05-06)
- Removed 'potential changes in the prices, values and sales volumes of commercial and residential real estate securing our real estate loans' as separate risk factor in the newer filing (2026-05-06)
- Removed 'public funds deposits comprising a relatively high percentage of our deposits' as separate bullet point in the newer filing (2026-05-06)
- Removed 'potential impairment on the goodwill we have recorded or may record in connection with business acquisitions' risk factor in the newer filing (2026-05-06)
- Removed 'our ability to maintain our reputation' as separate bullet point in the newer filing (2026-05-06)
- Removed 'our ability to successfully manage our credit risk and the sufficiency of our allowance for credit losses' risk factor in the newer filing (2026-05-06)
- Removed 'our ability to attract, hire and retain qualified management personnel' risk factor in the newer filing (2026-05-06)
- Removed 'our dependence on our management team, including our ability to retain executive officers and key employees and their customer and community relationships' risk factor in the newer filing (2026-05-06)
- Removed 'interest rate fluctuations, which could have an adverse effect on our profitability' risk factor in the newer filing (2026-05-06)
- Removed 'competition from banks, credit unions and other financial services providers' as separate bullet point in the newer filing (2026-05-06)
- Removed detailed cybersecurity risk language about reputation and regulatory oversight impacts in the newer filing (2026-05-06)
- Removed 'our ability to maintain effective internal control over financial reporting' risk factor in the newer filing (2026-05-06)
- Removed 'employee error, fraudulent activity by employees or customers and inaccurate or incomplete information about our customers and counterparties' risk factor in the newer filing (2026-05-06)
- Removed 'increased capital requirements imposed by banking regulators, which may require us to raise capital at a time when capital is not available on favorable terms or at all' risk factor in the newer filing (2026-05-06)
- Removed 'our ability to maintain adequate liquidity and to raise necessary capital to fund our acquisition strategy and operations or to meet increased minimum regulatory capital levels' risk factor in the newer filing (2026-05-06)
- Removed 'including any effect on our reputation' from litigation risk factor in the newer filing (2026-05-06)
- Removed 'acts of war or terrorism' specific phrasing (consolidated into military conflicts language) in the newer filing (2026-05-06)
- Removed 'a deterioration of the credit rating for United States long-term sovereign debt or uncertainty regarding United States fiscal debt, deficit and budget matters' risk factor in the newer filing (2026-05-06)
- Reworded:
- Changed section header from 'Cautionary Notice Regarding Forward-Looking Statements' (2025-11-10) to 'Forward-Looking Statements' (2026-05-06)
- Changed reference from 'Annual Report on Form 10-K for the year ended December 31, 2024, as filed with the SEC on March 12, 2025 (the "2024 Annual Report on Form 10-K")' to '2025 Annual Report on Form 10-K' in the newer filing (2026-05-06)
- Changed reference from 'Quarterly Report on Form 10-Q for the three and nine months ended September 30, 2025' to unspecified period in the newer filing (2026-05-06)
- Consolidated 'risks associated with concentrations of our business in market areas, loans secured by real estate, and public funds deposits as a percentage of total deposits' into single bullet point in the newer filing (2026-05-06)
- Simplified 'risks associated with our commercial loan portfolio and agricultural loan portfolio' from detailed version in the newer filing (2026-05-06)
- Changed 'damage to our reputation resulting from adverse publicity, regulatory actions, litigation, operational failures, and the failure to meet client expectations and other facts' as new consolidated phrasing in the newer filing (2026-05-06)
- Changed 'natural disasters, severe weather, acts of god, military conflicts...' to include expanded military conflict language in the newer filing (2026-05-06)
- Added phrase 'as a result of in the policies of the current U.S. presidential administration or Congress' in newer filing reference to Trump administration (2026-05-06)
- Notes:
- The older filing text appears truncated at the end ('Dodd-Frank Act Wall Street Reform and Consumer Protection Act ("Do'), making complete comparison of the full risk factors section impossible
- The two filings cover different reporting periods (March 31, 2026 vs. September 30, 2025), which may explain some substantive differences in risk factors beyond simple editorial changes
Risk Factors
- Added:
- Newer filing adds 'FHLB: Federal Home Loan Bank of Chicago' and 'FRB: Board of Governors of the Federal Reserve System' and 'HFI: Held-for-investment' and 'PCAOB: Public Company Accounting Oversight Board' to the Glossary of Acronyms
- Newer filing adds 'ESPP: Isabella Bank Corporation 2025 Employee Stock Purchase Plan' to the Glossary
- Newer filing financial statements are for the three-month period ended March 31, 2026 compared to December 31, 2025 (newer period)
- Removed:
- Older filing includes 'OBBBA: One Big Beautiful Bill Act' in Glossary; not present in newer filing
- Older filing includes 'OREO: Other real estate owned' in Glossary; not present in newer filing
- Older filing's financial statements are for three and nine-month periods ended September 30, 2025 compared to December 31, 2024 (older period)
- Reworded:
- Glossary entry 'FHLB' in older filing states 'Federal Home Loan Bank' but newer filing specifies 'Federal Home Loan Bank of Chicago'
- Glossary entry 'FRB' in older filing stated 'Federal Reserve Bank' but newer filing states 'Board of Governors of the Federal Reserve System'
- Glossary entry 'NASDAQ' in older filing; newer filing changes to 'Nasdaq'
- Glossary entry 'DIFS' in older filing states 'Department of Insurance and Financial Services' but newer filing states 'Michigan Department of Insurance and Financial Services'
- Item 1A Risk Factors page number changed from 55 (older) to 50 (newer)
- Item 2 through Item 6 page numbers decreased by 5 pages between older and newer filings
- Notes:
- The provided text excerpts are incomplete/truncated and do not contain the actual Risk Factors section content (Item 1A), only table of contents references
- The comparison is based on limited financial statement data and glossary changes rather than substantive Risk Factors content
- Different reporting periods (Q1 2026 vs Q3 2025) make year-over-year financial metrics comparisons not directly comparable
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
2 open-market purchases and 0 open-market sales by insiders in the last 90 days.
- Last 90 days2 buys ($600) · 0 sells — 1 buying insider
- Last 180 days4 buys ($1200) · 0 sells — 1 buying insider
Activity heuristic: net buying (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-07-16. As of 2026-08-25.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about ISBA's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
3 institutional 13F filers reported holding ISBA as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 3
- Reported shares held 127,542
- Reported value $5,824,843
reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 1 increased, 2 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
ISBA had 305,576 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
Short interest as a percent of shares outstanding is not shown for ISBA because we do not hold a verified share count to divide it by. The reported figures above are unaffected.
- Reported short interest (shares) 305,576
- Prior settlement (shares) 286,677
- Reported change 6.59%
- Days to cover (reported) 4.32
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Independent Bank Corporation (IBCP)
- Chemical Financial Corporation (now part of TCF Financial/Huntington Bancshares - HBAN)
- Mercantile Bank Corporation (MBWM)
- ChoiceOne Financial Services (COFS)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does ISABELLA BANK CORP (ISBA) do?
Isabella Bank Corporation is a financial holding company that operates through its subsidiary, Isabella Bank, a Michigan-chartered bank. The company provides a range of banking services to individuals, small businesses, and commercial entities, including various deposit products, commercial, consumer, and agricultural loans, and wealth management services.
What sector is ISABELLA BANK CORP (ISBA) in?
ISABELLA BANK CORP (ISBA) is classified in the Financials sector. Its industry is regional banking. It trades on NASDAQ.
Who are ISABELLA BANK CORP's (ISBA) competitors?
Notable peers of ISABELLA BANK CORP (ISBA) include Independent Bank Corporation, Chemical Financial Corporation (now part of TCF Financial/Huntington Bancshares - HBAN), Mercantile Bank Corporation and ChoiceOne Financial Services. This peer set is informational only — not financial advice.
Is ISABELLA BANK CORP (ISBA) overbought or oversold right now?
ISABELLA BANK CORP (ISBA) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 47, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on ISBA come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.