KINS vs SAFT
KINS: A regional New York-focused property and casualty insurer specializing in homeowners and commercial auto coverage, expanding strategically into new markets while managing concentrated geographic risk through reinsurance. SAFT: A leading Massachusetts-based property & casualty insurer specializing in private passenger auto, commercial auto, and homeowners coverage through an independent agent network.
Side-by-side fundamentals
| Metric | KINS | SAFT | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $19.23 | $72.50 | |
| Market cap as of 2026-07-23 | $288M | $1.1B | |
| P/E as of 2026-07-23 | 9.28 | 16.88 | KINS lower |
| PEG as of 2026-07-23 | 0.27 | n/a | |
| Net margin as of 2026-07-23 | +13.9% | +5.0% | KINS higher |
| Operating margin as of 2026-07-23 | +17.5% | +6.3% | KINS higher |
| ROE as of 2026-07-23 | +28.3% | +7.2% | KINS higher |
| ROA as of 2026-07-23 | +7.1% | +2.6% | KINS higher |
| Debt / equity as of 2026-07-23 | 0.04 | 0.06 | KINS lower |
| Revenue growth (YoY) as of 2026-07-23 | +31.9% | +11.5% | KINS higher |
| Revenue CAGR (3y) SEC XBRL | +18.2% | +16.6% | KINS higher |
| Dividend yield as of 2026-07-23 | +1.0% | +5.1% | SAFT higher |
| Dividend streak (yrs) SEC XBRL | 1 | 5 | SAFT higher |
| Beta as of 2026-07-23 | 0.48 | 0.22 | |
| 1-year return as of 2026-07-22 close | +31.5% | +0.2% | KINS higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.