KINGSTONE COMPANIES INC (KINS)
Financials · Regional property and casualty insurance · NASDAQ
A New York-focused property and casualty insurer specializing in homeowners and auto insurance, expanding regionally with high growth and improving profitability.
What KINGSTONE COMPANIES INC does
Kingstone Companies is a regional property and casualty insurer operating through its New York-domiciled subsidiary Kingstone Insurance Company (KICO), which writes personal lines homeowners, commercial auto, and personal auto insurance primarily in New York. The company distributes policies through retail and wholesale agents, brokers, and its subsidiary Cosi Agency, a multi-state licensed general agency, and is expanding into new markets including California.
Themes: ["property and casualty insurance","regional insurance","homeowners insurance","auto insurance","New York domiciled carrier"]
Fundamentals
- Price$20.27 as of 2026-07-09 close
- Market cap$290M as of 2026-07-10
- 1-year return+29.0% as of 2026-07-09 close
- P/E9.35 as of 2026-07-10
- Net margin+13.9% as of 2026-07-10
- ROE+28.3% as of 2026-07-10
- Debt / equity0.04 as of 2026-07-10
- Revenue growth (YoY)+31.9% as of 2026-07-10
- Revenue CAGR (3y)+18.2% SEC XBRL
- Beta0.47 as of 2026-07-10
Dividend: yield +1.0%; 1-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Concentration in New York market (98% of direct written premiums in 2025); exposure to catastrophic weather events and natural disasters","Rising loss and loss adjustment expenses (Q1 2026: $45.6M vs Q1 2025: $27.2M, 68% increase)","Competitive insurance market with larger national carriers and continued pricing pressure"]
Competitors & peers
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.