LIFE vs LMND
LIFE: A digital insurance platform that enables carriers, agents, and consumers to buy and sell life, disability, and estate planning insurance products online with automated underwriting. LMND: Lemonade is a digital, AI-powered insurance carrier that aims to modernize the industry through an automated platform and a unique business model designed to align incentives between the insurer and the customer.
Side-by-side fundamentals
| Metric | LIFE | LMND | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $19.23 | $63.42 | |
| Market cap as of 2026-07-23 | $1.2B | $4.9B | |
| P/E as of 2026-07-23 | 16.60 | n/a | |
| PEG as of 2026-07-23 | 0.59 | n/a | |
| Net margin as of 2026-07-23 | -401.9% | -16.4% | LMND higher |
| Gross margin as of 2026-07-23 | +96.3% | n/a | |
| Operating margin as of 2026-07-23 | -436.8% | -15.9% | LMND higher |
| ROE as of 2026-07-23 | -28.4% | -26.5% | LMND higher |
| ROA as of 2026-07-23 | -20.6% | -7.2% | LMND higher |
| Debt / equity as of 2026-07-23 | 0.05 | 0.35 | LIFE lower |
| Revenue growth (YoY) as of 2026-07-23 | +190.9% | +51.2% | LIFE higher |
| Revenue CAGR (3y) SEC XBRL | n/a | +42.2% | |
| Beta as of 2026-07-23 | 0.45 | 1.92 | |
| 1-year return as of 2026-07-22 close | -42.7% | +53.8% | LMND higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.