Ethos Technologies Inc. (LIFE)
Financials · Nasdaq
A digital insurance platform that enables carriers, agents, and consumers to buy and sell life, disability, and estate planning insurance products online with automated underwriting.
What Ethos Technologies Inc. does
Ethos operates a digital insurance platform connecting insurance carriers, independent agents, and consumers to facilitate the sale of life, disability, and wills & estate planning insurance products. The company generates revenue primarily through commissions paid by carriers on activated policies, with lifetime commissions typically weighted heavily toward the first year following policy activation. Ethos leverages digital underwriting and third-party distribution channels to scale policy acquisitions across both direct-to-consumer and agency channels. The platform also conducts post-issue audits to validate underwriting information and manages policy persistency through ongoing monitoring.
Themes: []
Fundamentals
- Price$20.09 as of 2026-07-10 close
- Market cap$1.3B as of 2026-07-12
- 1-year return-42.7% as of 2026-07-10 close
- P/E17.79 as of 2026-07-12
- Net margin-401.9% as of 2026-07-12
- Gross margin+96.3% as of 2026-07-12
- ROE-28.4% as of 2026-07-12
- Debt / equity0.05 as of 2026-07-12
- Revenue growth (YoY)+190.9% as of 2026-07-12
- Beta0.45 as of 2026-07-12
Key risks (from latest filing)
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Fundamentals: Finnhub, as of 2026-07-12. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-10.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.