MFIN vs RM
MFIN: A specialty finance company providing consumer recreation and home improvement loans through its FDIC-insured banking subsidiary. RM: Regional Management is a consumer finance company providing installment loans and related credit insurance products to underserved borrowers who have limited access to traditional banking services.
Side-by-side fundamentals
| Metric | MFIN | RM | Edge |
|---|---|---|---|
| Price as of 2026-07-31 close | $9.94 | $32.27 | |
| Market cap as of 2026-08-03 | $237M | $298M | |
| P/E as of 2026-08-03 | 6.74 | 6.55 | RM lower |
| PEG as of 2026-08-03 | n/a | 0.18 | |
| Net margin as of 2026-08-03 | +31.2% | +7.4% | MFIN higher |
| Gross margin as of 2026-08-03 | n/a | +100.0% | |
| Operating margin as of 2026-08-03 | +43.5% | +22.9% | MFIN higher |
| ROE as of 2026-08-03 | +9.0% | +13.2% | RM higher |
| ROA as of 2026-08-03 | +1.2% | +2.4% | RM higher |
| Debt / equity as of 2026-08-03 | 0.63 | 4.30 | MFIN lower |
| Revenue growth (YoY) as of 2026-08-03 | +28.5% | +10.5% | MFIN higher |
| Revenue CAGR (3y) SEC XBRL | n/a | +8.4% | |
| Dividend yield as of 2026-08-03 | +5.6% | +3.7% | MFIN higher |
| Dividend streak (yrs) SEC XBRL | 0 | 5 | RM higher |
| Beta as of 2026-08-03 | 0.64 | 1.12 | |
| 1-year return as of 2026-07-31 close | -2.6% | -2.9% | MFIN higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-31.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.