MFIN vs SYF
MFIN: A specialty lender focusing on recreation (RVs, boats, collector cars), home improvement, and commercial loans with $3B in assets and a 31% net margin. SYF: Synchrony is a leading provider of private label and co-branded credit card programs and consumer financing solutions that help partners drive sales and consumers access credit.
Side-by-side fundamentals
| Metric | MFIN | SYF | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $9.56 | $71.77 | |
| Market cap as of 2026-07-24 | $221M | $24.5B | |
| P/E as of 2026-07-24 | 6.15 | 6.80 | MFIN lower |
| PEG as of 2026-07-24 | n/a | 1.04 | |
| Net margin as of 2026-07-24 | +31.2% | +14.1% | MFIN higher |
| Operating margin as of 2026-07-24 | +43.5% | +18.4% | MFIN higher |
| ROE as of 2026-07-24 | +9.0% | +21.4% | SYF higher |
| ROA as of 2026-07-24 | +1.2% | +3.0% | SYF higher |
| Debt / equity as of 2026-07-24 | 0.63 | 1.00 | MFIN lower |
| Revenue growth (YoY) as of 2026-07-24 | +28.5% | +20.5% | MFIN higher |
| Dividend yield as of 2026-07-24 | +5.8% | +1.9% | MFIN higher |
| Dividend streak (yrs) SEC XBRL | 0 | 5 | SYF higher |
| Beta as of 2026-07-24 | 0.80 | 1.34 | |
| 1-year return as of 2026-07-23 close | -0.7% | -0.4% | SYF higher |
Fundamentals: Finnhub, as of 2026-07-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.