NBTB vs UBSI
NBTB: NBT Bancorp is a regional financial holding company providing comprehensive commercial banking, insurance, and wealth management services. UBSI: A diversified community banking organization with a strong footprint in the Mid-Atlantic and Southeast, driven by a long history of strategic acquisitions.
Side-by-side fundamentals
| Metric | NBTB | UBSI | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $52.52 | $47.94 | |
| Market cap as of 2026-08-02 | $2.7B | $6.6B | |
| P/E as of 2026-08-02 | 12.79 | 12.96 | NBTB lower |
| PEG as of 2026-08-02 | 0.27 | 0.45 | NBTB lower |
| Net margin as of 2026-08-02 | +24.1% | +36.1% | UBSI higher |
| Operating margin as of 2026-08-02 | +31.0% | +45.4% | UBSI higher |
| ROE as of 2026-08-02 | +11.3% | +9.4% | NBTB higher |
| ROA as of 2026-08-02 | +1.3% | +1.5% | UBSI higher |
| Debt / equity as of 2026-08-02 | 0.24 | 0.13 | UBSI lower |
| Revenue growth (YoY) as of 2026-08-02 | +32.1% | +50.6% | UBSI higher |
| Revenue CAGR (3y) SEC XBRL | +6.7% | +4.1% | NBTB higher |
| Dividend yield as of 2026-08-02 | +3.0% | +3.1% | UBSI higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-08-02 | 0.50 | 0.74 | |
| 1-year return as of 2026-07-27 close | +26.9% | +32.4% | UBSI higher |
Fundamentals: market data, as of 2026-08-02. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.