NECB vs NFBK
NECB: A New York Metropolitan Area community bank with 71.8% of its loan portfolio concentrated in construction lending, serving local real estate development markets. NFBK: Northfield Bancorp is a New Jersey-based community savings bank focused on commercial and multifamily real estate lending and retail banking services.
Side-by-side fundamentals
| Metric | NECB | NFBK | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $26.41 | $15.31 | |
| Market cap as of 2026-07-23 | $365M | $639M | |
| P/E as of 2026-07-23 | 8.33 | 134.24 | NECB lower |
| Net margin as of 2026-07-23 | +44.2% | +29.7% | NECB higher |
| Operating margin as of 2026-07-23 | +62.7% | +41.0% | NECB higher |
| ROE as of 2026-07-23 | +12.6% | +0.7% | NECB higher |
| ROA as of 2026-07-23 | +2.2% | +0.1% | NECB higher |
| Debt / equity as of 2026-07-23 | 0.00 | 1.24 | NECB lower |
| Revenue growth (YoY) as of 2026-07-23 | +98.7% | +17.5% | NECB higher |
| Revenue CAGR (3y) SEC XBRL | n/a | +6.4% | |
| Dividend yield as of 2026-07-23 | +3.8% | +3.5% | NECB higher |
| Dividend streak (yrs) SEC XBRL | 3 | 5 | NFBK higher |
| Beta as of 2026-07-23 | 0.36 | 0.70 | |
| 1-year return as of 2026-07-22 close | +13.2% | +34.4% | NFBK higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.