NORTHFIELD BANCORP INC (NFBK)
Financials · NASDAQ
Regional community bank focused on multifamily and commercial real estate lending across the New York and New Jersey market.
What NORTHFIELD BANCORP INC does
Northfield Bancorp is a Delaware-incorporated holding company for Northfield Bank, a federally chartered savings bank with 37 branches across New York and New Jersey. The bank originates multifamily and commercial real estate loans, construction and land loans, commercial and industrial loans, one-to-four family residential loans, and home equity loans, while funding operations primarily through customer deposits and FHLB advances.
Themes: []
Fundamentals
- Price$14.72 as of 2026-07-09 close
- Market cap$612M as of 2026-07-10
- 1-year return+22.3% as of 2026-07-09 close
- P/E128.44 as of 2026-07-10
- Net margin+29.7% as of 2026-07-10
- ROE+0.7% as of 2026-07-10
- Debt / equity1.24 as of 2026-07-10
- Revenue growth (YoY)+17.5% as of 2026-07-10
- Revenue CAGR (3y)+6.4% SEC XBRL
- Beta0.70 as of 2026-07-10
Dividend: yield +3.5%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Concentration risk in multifamily and commercial real estate lending exposes the bank to real estate market downturns in its New York and New Jersey footprint","Interest rate sensitivity and compressed net interest margin as deposit costs rose (interest expense on deposits nearly halved from 2025 to 2026 suggesting deposit competition pressures)","Merger risk and integration uncertainty; Company entered definitive merger agreement with Columbia Financial on January 31, 2026, subject to regulatory approval and conditions including mutual holding company conversion"]
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.