NPB vs STWD
NPB: A specialty mortgage-focused bank providing warehouse financing and digital residential lending to independent mortgage originators and retail borrowers nationwide. STWD: A real estate investment trust that originates and manages a diversified portfolio of commercial and residential mortgage loans, infrastructure debt, and equity real estate properties to generate risk-adjusted returns for investors.
Side-by-side fundamentals
| Metric | NPB | STWD | Edge |
|---|---|---|---|
| Price as of 2026-07-30 close | $17.28 | $16.58 | |
| Market cap as of 2026-08-01 | $598M | $6.1B | |
| P/E as of 2026-08-01 | 6.85 | 16.92 | NPB lower |
| PEG as of 2026-08-01 | 0.24 | 3.43 | NPB lower |
| Net margin as of 2026-08-01 | n/a | +17.6% | |
| Gross margin as of 2026-08-01 | n/a | +27.4% | |
| Operating margin as of 2026-08-01 | n/a | +6.4% | |
| ROE as of 2026-08-01 | +14.8% | +5.3% | NPB higher |
| ROA as of 2026-08-01 | +1.3% | +0.6% | NPB higher |
| Debt / equity as of 2026-08-01 | 0.20 | 3.47 | NPB lower |
| Revenue growth (YoY) as of 2026-08-01 | n/a | +5.9% | |
| Revenue CAGR (3y) SEC XBRL | n/a | +8.0% | |
| Dividend yield as of 2026-08-01 | +0.6% | +11.8% | STWD higher |
| Dividend streak (yrs) SEC XBRL | 3 | 5 | STWD higher |
| Beta as of 2026-08-01 | 0.66 | 1.05 | |
| 1-year return as of 2026-07-30 close | +16.5% | -16.8% | NPB higher |
Fundamentals: market data, as of 2026-08-01. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-30.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.