NRDS vs XP
NRDS: NerdWallet is a digital platform that helps consumers and small businesses compare financial products and make informed decisions through independent editorial content, interactive tools, and referral marketplaces. XP: A leading Brazilian technology-driven financial services platform offering a comprehensive ecosystem of investment and credit products for retail and institutional clients.
Side-by-side fundamentals
| Metric | NRDS | XP | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $9.05 | $17.30 | |
| Market cap as of 2026-07-23 | $595M | $1.7B | |
| P/E as of 2026-07-23 | 8.64 | 8.59 | XP lower |
| PEG as of 2026-07-23 | 0.07 | n/a | |
| Net margin as of 2026-07-23 | +8.1% | +28.0% | XP higher |
| Gross margin as of 2026-07-23 | +93.0% | n/a | |
| Operating margin as of 2026-07-23 | +10.8% | +31.8% | XP higher |
| ROE as of 2026-07-23 | +18.3% | +22.3% | XP higher |
| ROA as of 2026-07-23 | +14.8% | +1.3% | NRDS higher |
| Debt / equity as of 2026-07-23 | 0.04 | 3.67 | NRDS lower |
| Revenue growth (YoY) as of 2026-07-23 | +15.6% | +8.1% | NRDS higher |
| Revenue CAGR (3y) SEC XBRL | +15.8% | n/a | |
| Dividend yield as of 2026-07-23 | n/a | +1.0% | |
| Beta as of 2026-07-23 | 1.25 | 1.10 | |
| 1-year return as of 2026-07-22 close | -15.1% | +2.9% | XP higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.