OFG vs SHBI
OFG: A leading Puerto Rico-based financial institution focused on digital transformation and comprehensive banking services for local consumers and businesses. SHBI: The largest independent community bank headquartered on the Eastern Shore of Maryland, offering a comprehensive range of commercial and personal financial services.
Side-by-side fundamentals
| Metric | OFG | SHBI | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $52.43 | $22.90 | |
| Market cap as of 2026-07-27 | $2.2B | $790M | |
| P/E as of 2026-07-27 | 10.37 | 12.57 | OFG lower |
| PEG as of 2026-07-27 | 0.53 | 0.51 | SHBI lower |
| Net margin as of 2026-07-27 | +26.9% | n/a | |
| Operating margin as of 2026-07-27 | +39.2% | n/a | |
| ROE as of 2026-07-27 | +15.6% | +10.8% | OFG higher |
| ROA as of 2026-07-27 | +1.7% | +1.0% | OFG higher |
| Debt / equity as of 2026-07-27 | 0.07 | 0.15 | OFG lower |
| Revenue growth (YoY) as of 2026-07-27 | +28.2% | n/a | |
| Revenue CAGR (3y) SEC XBRL | n/a | +10.8% | |
| Dividend yield as of 2026-07-27 | +2.7% | +2.4% | OFG higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-27 | 0.71 | 0.82 | |
| 1-year return as of 2026-07-23 close | +22.1% | +47.1% | SHBI higher |
Fundamentals: Finnhub, as of 2026-07-27. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.