OFG BANCORP (OFG)
Financials · Regional commercial banking and wealth management · NYSE
Puerto Rico's leading digital-first bank transforming into a truly seamless digital financial coach leveraging data analytics and human connection.
What OFG BANCORP does
OFG Bancorp is a financial holding company headquartered in San Juan, Puerto Rico, with Oriental Bank as its principal subsidiary. It provides comprehensive banking and financial services including commercial, consumer, auto, and mortgage lending, wealth management, investment advisory, insurance sales, and corporate trust services primarily to clients in Puerto Rico and the U.S. Virgin Islands, with selected loan products in the continental United States.
Themes: ["Puerto Rico banking","Digital banking transformation","Customer data analytics and personalization","Wealth management / investment services","Regional community banking","Caribbean financial services"]
Fundamentals
- Price$49.64 as of 2026-07-09 close
- Market cap$2.1B as of 2026-07-10
- 1-year return+11.8% as of 2026-07-09 close
- P/E9.72 as of 2026-07-10
- Net margin+26.9% as of 2026-07-10
- ROE+15.6% as of 2026-07-10
- Debt / equity0.07 as of 2026-07-10
- Revenue growth (YoY)+28.2% as of 2026-07-10
- Beta0.72 as of 2026-07-10
Dividend: yield +2.8%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Concentration risk to Puerto Rico economy: Exposure to Puerto Rico government creditworthiness, natural disasters (hurricanes, earthquakes), and economic recovery pace could materially impact credit quality and deposit stability","Interest rate and liquidity risk: Changes in interest rates and market liquidity could affect net interest margin, funding costs, and ability to attract and retain deposits","Regulatory and technology risk: Failure to successfully deploy advanced technologies (AI, digital banking) or comply with evolving federal banking regulations could impact competitiveness and operational efficiency"]
Competitors & peers
- FirstBank Puerto Rico
- Popular, Inc.
- Banco Latinoamericano de Exportaciones
- TotalBank
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.