OPBK vs PFBC
OPBK: A community-focused commercial bank serving small businesses and retail customers, with a specialized emphasis on the Korean-American market. PFBC: A California-based independent commercial bank serving entrepreneurs and mid-sized businesses with specialized deposit and lending solutions.
Side-by-side fundamentals
| Metric | OPBK | PFBC | Edge |
|---|---|---|---|
| Price as of 2026-07-31 close | $15.60 | $104.09 | |
| Market cap as of 2026-08-03 | $232M | $1.4B | |
| P/E as of 2026-08-03 | 8.52 | 10.33 | OPBK lower |
| PEG as of 2026-08-03 | 0.27 | 0.63 | OPBK lower |
| Net margin as of 2026-08-03 | +34.3% | +50.9% | PFBC higher |
| Operating margin as of 2026-08-03 | +48.1% | +71.1% | PFBC higher |
| ROE as of 2026-08-03 | +12.2% | +17.3% | PFBC higher |
| ROA as of 2026-08-03 | +1.0% | +1.8% | PFBC higher |
| Debt / equity as of 2026-08-03 | 0.11 | 0.19 | OPBK lower |
| Revenue growth (YoY) as of 2026-08-03 | +44.4% | +80.0% | PFBC higher |
| Revenue CAGR (3y) SEC XBRL | +24.1% | n/a | |
| Dividend yield as of 2026-08-03 | +3.6% | +3.1% | OPBK higher |
| Dividend streak (yrs) SEC XBRL | 5 | n/a | |
| Beta as of 2026-08-03 | 0.83 | 0.54 | |
| 1-year return as of 2026-07-31 close | +21.9% | +10.8% | OPBK higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-31.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.