PREFERRED BANK (PFBC)
Financials · community banking · NASDAQ
A California-based independent commercial bank serving entrepreneurs and mid-sized businesses with specialized deposit and lending solutions.
What PREFERRED BANK does
Preferred Bank is an independent commercial bank that provides a range of banking services to small and mid-sized businesses, entrepreneurs, real estate professionals, and individuals. Headquartered in California, the bank operates primarily through a network of branches focusing on relationship-based lending and deposit services.
Themes: commercial banking, small business lending, commercial real estate lending, relationship banking
Fundamentals
- Price$104.49 as of 2026-08-21 close
- Market cap$1.4B as of 2026-08-24
- 1-year return+15.1% 2025-08-21 close $90.82 → 2026-08-21 close $104.49
- P/E10.63 as of 2026-08-24
- Net margin+50.9% as of 2026-08-24
- ROE+17.3% as of 2026-08-24
- Debt / equity0.19 as of 2026-08-24
- Beta0.57 as of 2026-08-24
- Last reported earningsn/a no SEC filings ingested for this company yet
Dividend: yield +3.5%; pays a dividend.
How PFBC compares in its sector
- price-to-earnings ratiobottom 25% 525 covered Financials peers, as of 2026-08-24
- net profit margintop 10% 538 covered Financials peers, as of 2026-08-24
- operating margintop 10% 534 covered Financials peers, as of 2026-08-24
- return on equitytop 25% 575 covered Financials peers, as of 2026-08-24
- indicated dividend yieldmiddle range 453 covered Financials peers, as of 2026-08-24
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
How PREFERRED BANK looks technically
PREFERRED BANK (PFBC) is trading 9.0% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 61 trading days ago — a "golden cross", a bullish long-term signal. A trend is forming but not yet strong — ADX, a 0–100 trend-strength gauge, is 20 (a reading of 25+ marks a strong trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 47, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bearish about 3 trading days ago (its momentum flipped negative). It made a new 20-day high about 6 trading days ago.
Trend
8
| Distance from the 200-day | it is trading 9.0% above its 200-day average, the long-term trend line — a longer-term uptrend | +9.0% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $104.74 | $104.74 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $95.85 | $95.85 |
| Swing structure | its recent peaks and dips disagree — one of them is rising while the other is not, so there is no clean up or down pattern in the swings | mixed — one of the two is not confirming |
| Last swing turn | its last significant turn was a swing high 7 calendar days ago — the swings before that are what the structure reading is measured on | 7 sessions |
| Wave structure | its recent swings can be read as a completed three-part upward correction — a pullback in the A-B-C shape Elliott-wave chartists use; the labelling fails if price closes above 108.525. It is the only labelling that fits, though not with textbook proportions, and it describes the swings already printed, not what comes next. | possible three-wave upward correction, complete (atypical proportions) |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 61 trading days ago — a "golden cross", a bullish long-term signal | 61 sessions |
| Trend strength (14-day ADX) | a trend is forming but not yet strong — ADX, a 0–100 trend-strength gauge, is 20 (a reading of 25+ marks a strong trend) | 20.1 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 47, neither overbought (above 70) nor oversold (below 30) | 47.0 |
|---|---|---|
| Position in its 14-day range | it is trading in the lower half of its 14-day range ($102.11 to $108.53) — its "stochastic" reading is 37 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 37.1 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bearish about 3 trading days ago (its momentum flipped negative) | 3 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $112.26 | $112.26 |
|---|---|---|
| From the 52-week high | it is 6.9% below its 52-week high (its highest price of the past year) | -6.9% |
| Above the 52-week low | it is 28.1% above its 52-week low (its lowest price of the past year) | +28.1% |
| Below the 52-week high | it is 6.9% below its highest point of the past year | 6.9% |
| Since a 20-day breakout | it made a new 20-day high about 6 trading days ago | 6 sessions |
| Since a 55-day breakout | it made a new 55-day high about 27 trading days ago | 27 sessions |
| All-time high | its highest closing price on record is $224.20 (set on 2007-02-05) | $224.20 |
| Given back of the 52-week move | over the past year its closes ranged ($82.72 to $109.42), and it has given back roughly a quarter of its rise from last year’s low — 18% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $92.06 to $92.92. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 18.5% |
| From the all-time high | it is 53.4% below its all-time high | -53.4% |
| Nearest price level | it is trading 1.3% above a support level at $103.15 — a price it turned at three times since 2025-12-18, most recently on 2026-08-10. Since 2024-08-21 it has 9 such levels below the current price and 1 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -1.3% |
| All-time low | its lowest closing price on record is $5.90 (set on 2010-02-04) | $5.90 |
| Above the all-time low | it is 1671.0% above its all-time low | +1,671% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are narrower than usual versus its own recent 6-month history (tighter than about 83% of it) | 17th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $2.41 between its high and its low — about 2.3% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $2.41 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $102.95 and $108.39 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $102.95 – $105.67 – $108.39 |
| Typical daily range (% of price) | its price moves about 2.3% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.3% |
| Stretch from the 200-day average | it is trading 3.6 daily ranges above its 200-day average price (9.0% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 3.6 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.93× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | not available for this company yet | n/a |
Candlestick patterns
2
| Since a doji | today it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | today |
|---|---|---|
| Since a hammer | 8 sessions ago, after a stretch of decline, it sold off hard during the session and then closed back near its high — a "hammer", the long lower wick showing the drop was bought back before the close | 8 sessions ago |
Price gaps
2
| Gap at the open | it opened on 2026-08-21 0.6% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +0.6% |
|---|---|---|
| Gap filled | a 6.0% gap down opened on 2026-07-14 has been "filled" 28 sessions ago — price traded back through the level the gap left behind, and it closed again during the very session that opened it | 28 sessions ago |
Price streaks
1
| Closing streak | it has closed higher 2 sessions in a row, a +1.32% move over the run — an unbroken run of up days, which describes what has already happened and says nothing about the next session | 2 sessions up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 3.8 percentage points (the stock lost 1.5% while the market gained 2.3%) | -3.8% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 7.2 percentage points (the stock gained 10.3% while the market gained 3.1%) | +7.2% |
| vs market, 6 months | over the past 6 months this stock beat the market by 2.3 percentage points (the stock gained 13.3% while the market gained 11.1%) | +2.3% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 5.4 percentage points (the stock gained 15.1% while the market gained 20.5%) | -5.4% |
Signal agreement
2
| Bullish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, outperforming the market over 6 months, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 4 of 9 |
|---|---|---|
| Bearish technical signals | 1 of the 9 technical signals we can compute for it is currently in a bearish state: MACD momentum is negative — these describe past price behaviour, not a forecast | 1 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 0.7% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is moderate, spanning 2.6% of the share price. | +0.7% |
|---|
Volume-weighted price
1
| Vs this year’s average price paid | the price is 9% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $96.10 — a volume-weighted average of daily closes over 157 sessions, not a true tick-by-tick VWAP. | +8.7% |
|---|
Price levels it has turned at before
PFBC last closed at $104.49 on 2026-08-21. Since 2024-08-21 it has turned at 9 prices below its last close and 1 above; the 3 nearest below and the nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $103.15 | Support | 1.3% below the last close | turned there three times · 2025-12-18 to 2026-08-10 |
| $109.26 | Resistance | 4.6% above the last close | turned there twice · 2026-07-17 to 2026-08-14 |
| $99.67 | Support | 4.6% below the last close | turned there six times · 2024-11-25 to 2026-07-24 |
| $96.67 | Support | 7.5% below the last close | turned there 9 times · 2024-11-06 to 2026-05-06 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a three-part upward correction — the A-B-C shape chartists use for a pullback — now complete.
This labelling fails — stops being a possible reading at all — if it closes above $108.53.
It is the only labelling that fits these swings, though its proportions are not the textbook ones. It was chosen from 3 labellings that survived the rules, counting shorter readings of the same bars.
This labelling was already in place when we began recording count changes on 2026-08-12, so how long it has stood is not something we can say yet.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · MACD just crossed bearish (12/26/9) · Printed a doji candle · Trading above the Ichimoku cloud · Near a support level (sitting on a price it has bounced off before) | Learn: moving average · golden cross · adx · rsi · macd · breakout
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Mean price target$111.50 range $110.00 – $115.00; median $110.50
Analyst estimates, as of 2026-08-23. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for PFBC
- Consensus EPS estimate$2.70 next reporting period, as of 2026-08-23
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Concentration risk in real estate lending portfolios","Sensitivity to interest rate fluctuations affecting net interest margin","Economic conditions in the Southern California market"]
Institutional ownership (13F)
5 institutional 13F filers reported holding PFBC as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 5
- Reported shares held 1,983,353
- Reported value $179,870,254
reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 3 increased, 2 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
PFBC had 1,245,129 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
Short interest as a percent of shares outstanding is not shown for PFBC because we do not hold a verified share count to divide it by. The reported figures above are unaffected.
- Reported short interest (shares) 1,245,129
- Prior settlement (shares) 1,156,001
- Reported change 7.71%
- Days to cover (reported) 9.86
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
Compare PFBC vs…
PREFERRED BANK is found in…
PFBC ranks in…
Frequently asked questions
What does PREFERRED BANK (PFBC) do?
Preferred Bank is an independent commercial bank that provides a range of banking services to small and mid-sized businesses, entrepreneurs, real estate professionals, and individuals. Headquartered in California, the bank operates primarily through a network of branches focusing on relationship-based lending and deposit services.
What sector is PREFERRED BANK (PFBC) in?
PREFERRED BANK (PFBC) is classified in the Financials sector. Its industry is community banking. It trades on NASDAQ.
Does PFBC pay a dividend?
Yes — PREFERRED BANK (PFBC) pays a dividend, with an indicated yield of about 3.47% (market data, as of 2026-08-24). Informational only — not financial advice.
Who are PREFERRED BANK's (PFBC) competitors?
Notable peers of PREFERRED BANK (PFBC) include East West Bancorp, Cathay General Bancorp, Hanmi Financial and Hope Bancorp. This peer set is informational only — not financial advice.
Is PREFERRED BANK (PFBC) overbought or oversold right now?
PREFERRED BANK (PFBC) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 47, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on PFBC come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.