OPRT vs SYF
OPRT: Oportun is a digital financial inclusion platform that provides AI-driven personal loans and automated savings solutions to underserved Americans excluded from traditional banking. SYF: Synchrony is a leading provider of private label and co-branded credit card programs and consumer financing solutions that help partners drive sales and consumers access credit.
Side-by-side fundamentals
| Metric | OPRT | SYF | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $5.59 | $72.81 | |
| Market cap as of 2026-07-23 | $259M | $24.3B | |
| P/E as of 2026-07-23 | 14.51 | 6.75 | SYF lower |
| PEG as of 2026-07-23 | n/a | 1.04 | |
| Net margin as of 2026-07-23 | +4.5% | +14.1% | SYF higher |
| Operating margin as of 2026-07-23 | +8.7% | +18.4% | SYF higher |
| ROE as of 2026-07-23 | +4.6% | +21.4% | SYF higher |
| ROA as of 2026-07-23 | +0.6% | +3.0% | SYF higher |
| Debt / equity as of 2026-07-23 | 6.83 | 1.00 | SYF lower |
| Revenue growth (YoY) as of 2026-07-23 | +22.7% | +20.5% | OPRT higher |
| Revenue CAGR (3y) SEC XBRL | +0.1% | n/a | |
| Dividend yield as of 2026-07-23 | n/a | +1.9% | |
| Dividend streak (yrs) SEC XBRL | n/a | 5 | |
| Beta as of 2026-07-23 | 1.23 | 1.33 | |
| 1-year return as of 2026-07-22 close | -12.7% | +3.0% | SYF higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.