OPORTUN FINANCIAL CORP (OPRT)
Financials · Digital consumer lending and financial services · NASDAQ
Oportun is a digital financial inclusion platform that provides AI-driven personal loans and automated savings solutions to underserved Americans excluded from traditional banking.
What OPORTUN FINANCIAL CORP does
Oportun Financial Corp provides digital lending and savings products designed for underserved consumers in the United States who lack access to responsible credit from mainstream financial institutions. The company offers personal loans and credit cards through its mobile app, website, telesales, and 126 retail locations, complemented by its Set & Save machine learning-powered savings product. Since 2005, Oportun has extended over $21.8 billion in credit through 8.0 million loans and helped over 1.3 million people establish credit history, while its savings product has helped members set aside $12.5 billion.
Themes: ["Financial inclusion / underserved consumers"]
Fundamentals
- Price$5.63 as of 2026-07-09 close
- Market cap$259M as of 2026-07-10
- 1-year return-21.4% as of 2026-07-09 close
- P/E14.55 as of 2026-07-10
- Net margin+4.5% as of 2026-07-10
- ROE+4.6% as of 2026-07-10
- Debt / equity6.83 as of 2026-07-10
- Revenue growth (YoY)+22.7% as of 2026-07-10
- Revenue CAGR (3y)+0.1% SEC XBRL
- Beta1.23 as of 2026-07-10
Key risks (from latest filing)
["Credit risk and loan delinquencies, charge-off rates, and changing macroeconomic conditions that affect borrower repayment capacity and company's ability to manage loan performance"]
Competitors & peers
- Lending Club (LC)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.