OZK vs WTBA
OZK: A regional bank with a high-growth, high-margin model focused heavily on large-scale commercial real estate and construction lending. WTBA: A community bank holding company serving central Iowa, eastern Iowa, and southern Minnesota with ~$4.1B in assets and a focus on business lending.
Side-by-side fundamentals
| Metric | OZK | WTBA | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $50.97 | $26.62 | |
| Market cap as of 2026-07-23 | $5.8B | $461M | |
| P/E as of 2026-07-23 | 8.16 | 13.08 | OZK lower |
| PEG as of 2026-07-23 | 13.94 | 0.39 | WTBA lower |
| Net margin as of 2026-07-23 | +44.8% | +34.1% | OZK higher |
| Operating margin as of 2026-07-23 | +56.6% | +42.3% | OZK higher |
| ROE as of 2026-07-23 | +11.6% | +13.7% | WTBA higher |
| ROA as of 2026-07-23 | +1.7% | +0.9% | OZK higher |
| Debt / equity as of 2026-07-23 | 0.08 | 0.39 | OZK lower |
| Revenue growth (YoY) as of 2026-07-23 | +67.4% | +31.9% | OZK higher |
| Dividend yield as of 2026-07-23 | +3.6% | +4.1% | WTBA higher |
| Dividend streak (yrs) SEC XBRL | n/a | 5 | |
| Beta as of 2026-07-23 | 0.89 | 0.70 | |
| 1-year return as of 2026-07-22 close | -3.2% | +35.5% | WTBA higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.