Bank OZK (OZK)
Financials · Regional Banking · NASDAQ
A regional bank with a high-growth, high-margin model focused heavily on large-scale commercial real estate and construction lending.
What Bank OZK does
Bank OZK is a regional bank operating as a financial institution providing banking services. With strong profitability (44.8% net margin) and significant revenue growth (67.4% YoY), the company demonstrates robust financial performance in the banking sector.
Themes: commercial real estate lending, regional banking, high-margin financial services
Fundamentals
- Price$49.42 as of 2026-08-21 close
- Market cap$5.9B as of 2026-08-24
- 1-year return-1.0% 2025-08-21 close $49.91 → 2026-08-21 close $49.42
- P/E8.60 as of 2026-08-24
- Net margin+44.8% as of 2026-08-24
- ROE+11.2% as of 2026-08-24
- Debt / equity0.07 as of 2026-08-24
- Beta0.92 as of 2026-08-24
- Last reported earningsn/a no SEC filings ingested for this company yet
Dividend: yield +3.6%; pays a dividend.
How OZK compares in its sector
- price-to-earnings ratiobottom 25% 525 covered Financials peers, as of 2026-08-24
- net profit margintop 10% 538 covered Financials peers, as of 2026-08-24
- operating margintop 10% 534 covered Financials peers, as of 2026-08-24
- return on equitymiddle range 575 covered Financials peers, as of 2026-08-24
- indicated dividend yieldmiddle range 453 covered Financials peers, as of 2026-08-24
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Top 10 scores & list membership
OZK is not currently in any published Top 10 list. Its scores are below.
Long-term score
Not scored for the long-term list: no growth data.
Short-term score
43.5 #1210 of 1,704 scored · #217 of 277 in Financials
Volume and participation 64th: it gapped 3.1% above the previous close and has not traded back through the level it left behind — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed; catalysts 46th: analysts have raised their average price target by 0.8% since the prior reading; weakest is trend 35th: it is trading 3.1% below its 50-day average, the short-term trend line.
Scores as of 21 Aug 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 2.
How Bank OZK looks technically
Bank OZK (OZK) is trading 3.0% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 47 trading days ago — a "golden cross", a bullish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 17, below the 25 that marks a real trend), though sellers have been pushing harder than buyers lately — pressure, not a trend. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 38, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bearish about 5 trading days ago (its momentum flipped negative). It made a new 20-day low about 2 trading days ago.
Trend
8
| Distance from the 200-day | it is trading 3.0% above its 200-day average, the long-term trend line — a longer-term uptrend | +3.0% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $51.00 | $51.00 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $47.99 | $47.99 |
| Swing structure | its recent peaks and dips disagree — one of them is rising while the other is not, so there is no clean up or down pattern in the swings | mixed — one of the two is not confirming |
| Last swing turn | its last significant turn was a swing high 7 calendar days ago — the swings before that are what the structure reading is measured on | 7 sessions |
| Wave structure | its recent swings can be read as a completed three-part upward correction — a pullback in the A-B-C shape Elliott-wave chartists use; the labelling fails if price closes above 52.8. It is the only labelling that fits, though not with textbook proportions, and it describes the swings already printed, not what comes next. | possible three-wave upward correction, complete (atypical proportions) |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 47 trading days ago — a "golden cross", a bullish long-term signal | 47 sessions |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 17, below the 25 that marks a real trend), though sellers have been pushing harder than buyers lately — pressure, not a trend | 16.7 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 38, neither overbought (above 70) nor oversold (below 30) | 38.0 |
|---|---|---|
| Position in its 14-day range | it is trading near the bottom of its 14-day range ($48.87 to $52.80) — its "stochastic" reading is 14 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 14.0 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bearish about 5 trading days ago (its momentum flipped negative) | 5 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $53.66 | $53.66 |
|---|---|---|
| From the 52-week high | it is 7.9% below its 52-week high (its highest price of the past year) | -7.9% |
| Above the 52-week low | it is 16.6% above its 52-week low (its lowest price of the past year) | +16.6% |
| Below the 52-week high | it is 7.9% below its highest point of the past year | 7.9% |
| Since a 20-day breakout | it made a new 20-day low about 2 trading days ago | 2 sessions |
| Since a 55-day breakout | it made a new 55-day high about 27 trading days ago | 27 sessions |
| All-time high | its highest closing price on record is $56.86 (set on 2017-03-01) | $56.86 |
| Given back of the 52-week move | over the past year its closes ranged ($42.64 to $53.14), and it has recovered close to two thirds of its fall from last year’s high — 65% of it. Chart-watchers call 61.8%-65% given back the "golden pocket", and this is inside it — for this company that is $49.13 to $49.47. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 64.6% |
| From the all-time high | it is 13.1% below its all-time high | -13.1% |
| Nearest price level | it is sitting right on a support level at $49.24 — a price it turned at 9 times since 2024-11-06, most recently on 2026-07-23. Since 2024-08-21 it has 5 such levels below the current price and 3 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -0.4% |
| All-time low | its lowest closing price on record is $3.45 (set on 2008-07-07) | $3.45 |
| Above the all-time low | it is 1331.4% above its all-time low | +1,331% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are about average versus its own recent 6-month history | 33rd percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.9708 between its high and its low — about 2.0% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.9708 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $49.40 and $53.07 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $49.40 – $51.23 – $53.07 |
| Typical daily range (% of price) | its price moves about 2.0% in a typical session — among the calmest in the catalog. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.0% |
| Stretch from the 200-day average | it is trading 1.5 daily ranges above its 200-day average price (3.0% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 1.5 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.93× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Price gaps
3
| Gap at the open | it opened on 2026-08-21 0.9% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +0.9% |
|---|---|---|
| Open gap | it gapped 3.1% above the previous close 50 sessions ago and has not traded back through the level it left behind at 47.71 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | +3.1% |
| Gap filled | a 2.6% gap up opened on 2026-06-11 has been "filled" 45 sessions ago — price traded back through the level the gap left behind, and it took 3 sessions to close | 45 sessions ago |
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 5.0 percentage points (the stock lost 2.7% while the market gained 2.3%) | -5.0% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 0.5 percentage points (the stock gained 2.6% while the market gained 3.1%) | -0.5% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 11.9 percentage points (the stock lost 0.8% while the market gained 11.1%) | -11.9% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 21.5 percentage points (the stock lost 1.0% while the market gained 20.5%) | -21.5% |
Signal agreement
2
| Bullish technical signals | 3 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, near the bottom of its 14-day range (oversold) — these describe past price behaviour, not a forecast | 3 of 9 |
|---|---|---|
| Bearish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bearish state: a fresh 20-day low, MACD momentum is negative, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 4 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 0.6% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is moderate, spanning 2.1% of the share price. | -0.6% |
|---|
Volume-weighted price
1
| Vs this year’s average price paid | the price is 2% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $48.41 — a volume-weighted average of daily closes over 154 sessions, not a true tick-by-tick VWAP. | +2.1% |
|---|
Price levels it has turned at before
OZK last closed at $49.42 on 2026-08-21. Since 2024-08-21 it has turned at 5 prices below its last close and 3 above; the 3 nearest below and the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $49.24 | Support | 0.4% below the last close | turned there 9 times · 2024-11-06 to 2026-07-23 |
| $50.50 | Resistance | 2.2% above the last close | turned there five times · 2025-07-16 to 2026-08-10 |
| $51.49 | Resistance | 4.2% above the last close | turned there three times · 2024-11-25 to 2026-02-09 |
| $47.04 | Support | 4.8% below the last close | turned there 9 times · 2024-10-18 to 2026-06-01 |
| $53.17 | Resistance | 7.6% above the last close | turned there 11 times · 2025-02-06 to 2026-08-14 |
| $45.61 | Support | 7.7% below the last close | turned there five times · 2024-12-31 to 2026-05-15 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a three-part upward correction — the A-B-C shape chartists use for a pullback — now complete.
This labelling fails — stops being a possible reading at all — if it closes above $52.80.
It is the only labelling that fits these swings, though its proportions are not the textbook ones. It was chosen from 3 labellings that survived the rules, counting shorter readings of the same bars.
This labelling was already in place when we began recording count changes on 2026-08-13, so how long it has stood is not something we can say yet.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · Broke down to a new 20-day low · MACD just crossed bearish (12/26/9) · trendless / choppy (low ADX) · lagging the market · Least volatile (2% or less typical daily range) | Learn: moving average · golden cross · adx · rsi · macd · breakout
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingHold (2.70 mean, 1=Strong Buy…5=Strong Sell) — 9 analysts
- Mean price target$54.67 range $40.00 – $65.00; median $56.00
Analyst estimates, as of 2026-08-23. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for OZK
- Consensus EPS estimate$1.43 next reporting period, as of 2026-08-23
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["concentrated exposure to commercial real estate and construction loans","sensitivity to interest rate fluctuations","economic downturns impacting credit quality"]
Institutional ownership (13F)
6 institutional 13F filers reported holding OZK as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 6
- Reported shares held 19,559,666
- Reported value $897,593,080
reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 4 increased, 2 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
OZK had 17,024,038 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
Short interest as a percent of shares outstanding is not shown for OZK because we do not hold a verified share count to divide it by. The reported figures above are unaffected.
- Reported short interest (shares) 17,024,038
- Prior settlement (shares) 15,810,827
- Reported change 7.67%
- Days to cover (reported) 12.45
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Regions Financial (RF)
- First Horizon (FHN)
- Synovus Financial (SNV)
- Comerica (CMA)
- Zions Bancorporation (ZION)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does Bank OZK (OZK) do?
Bank OZK is a regional bank operating as a financial institution providing banking services. With strong profitability (44.8% net margin) and significant revenue growth (67.4% YoY), the company demonstrates robust financial performance in the banking sector.
What sector is Bank OZK (OZK) in?
Bank OZK (OZK) is classified in the Financials sector. Its industry is Regional Banking. It trades on NASDAQ.
Does OZK pay a dividend?
Yes — Bank OZK (OZK) pays a dividend, with an indicated yield of about 3.57% (market data, as of 2026-08-24). Informational only — not financial advice.
Who are Bank OZK's (OZK) competitors?
Notable peers of Bank OZK (OZK) include Regions Financial, First Horizon, Synovus Financial, Comerica and Zions Bancorporation. This peer set is informational only — not financial advice.
Is Bank OZK (OZK) overbought or oversold right now?
Bank OZK (OZK) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 38, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on OZK come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.