PRAA vs TREE
PRAA: Global specialist in purchasing and collecting nonperforming consumer loan portfolios through disciplined, data-driven recovery strategies across 12+ countries. TREE: The leading online financial services marketplace connecting millions of consumers with lenders, insurers, and banks for mortgages, auto loans, credit cards, and insurance through a 770-partner network.
Side-by-side fundamentals
| Metric | PRAA | TREE | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $17.91 | $40.40 | |
| Market cap as of 2026-07-30 | $683M | $564M | |
| P/E as of 2026-07-30 | n/a | 3.17 | |
| Net margin as of 2026-07-30 | -22.5% | +15.0% | TREE higher |
| Gross margin as of 2026-07-30 | +80.3% | +96.3% | TREE higher |
| Operating margin as of 2026-07-30 | +3.0% | +7.9% | TREE higher |
| ROE as of 2026-07-30 | -26.4% | +86.0% | TREE higher |
| ROA as of 2026-07-30 | -5.4% | +21.8% | TREE higher |
| Debt / equity as of 2026-07-30 | 3.85 | 1.28 | TREE lower |
| Revenue growth (YoY) as of 2026-07-30 | +10.5% | +23.9% | TREE higher |
| Revenue CAGR (3y) SEC XBRL | +7.5% | +4.3% | PRAA higher |
| Beta as of 2026-07-30 | 1.07 | 2.05 | |
| 1-year return as of 2026-07-27 close | +13.7% | -17.7% | PRAA higher |
Fundamentals: market data, as of 2026-07-30. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.