LENDINGTREE INC (TREE)
Financials · Consumer Finance / Fintech Marketplace · NASDAQ
LendingTree is a leading online marketplace that connects consumers with multiple lenders and service providers to help them compare financial products like loans and insurance.
What LENDINGTREE INC does
LendingTree, Inc. operates an online consumer marketplace that connects consumers with multiple lenders for loans, credit cards, deposit accounts, and other financial products. The company provides a platform where consumers can compare personalized financial offers, while generating revenue primarily by charging fees to financial service providers for leads and clicks. Its operations span various financial categories including mortgages, personal loans, student loans, and insurance products.
Themes: fintech marketplace, digital advertising, lead generation, consumer credit, mortgage technology, insurance comparison
Fundamentals
- Price$25.35 as of 2026-10-08 close
- Market cap$356M as of 2026-07-27 (share count; price 2026-10-08)
- 1-year return-57.5% 2025-10-08 close $59.61 → 2026-10-08 close $25.35
- P/E2.04 as of 2026-10-08
- Net margin+13.5% FY2025, SEC XBRL
- Gross margin+31.5% FY2025, SEC XBRL
- ROE+52.8% FY2025, SEC XBRL
- Debt / equity1.22 as of 2026-09-02
- Revenue growth (YoY)+25.3% as of 2026-09-02
- Revenue CAGR (3y)+4.3% SEC XBRL
- Beta1.24 as of 2026-09-02
- Last reported earnings2026-07-29 SEC EDGAR Form 8-K (Item 2.02)
How TREE compares in its sector
- price-to-earnings ratiobottom 10% 513 covered Financials peers, as of 2026-10-08
- net profit marginmiddle range 344 covered Financials peers, as of 2026-09-02
- operating marginmiddle range 122 covered Financials peers, as of 2026-09-02
- gross marginbottom 25% 32 covered Financials peers, as of 2026-09-02
- return on equitytop 10% 559 covered Financials peers, as of 2026-09-02
- 3-year revenue CAGRmiddle range 347 covered Financials peers
- free cash flow (absolute dollars, latest fiscal year)middle range 430 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Dividend coverage
Not assessed — last reported dividend predates the accounts. The most recent fiscal year in which TREE reported a dividend payment is FY2015, while its reported financial statements run through FY2025. Coverage is therefore not assessed for the latest year — an FY2015 ratio would not describe TREE today.
Coverage is derived from reported SEC EDGAR XBRL figures, comparing dividends paid against net income and free cash flow for the SAME fiscal year. It is not shown here because the latest fiscal year with a reported dividend payment (FY2015) is older than the latest year of reported financial statements (FY2025), so any ratio would describe an out-of-date year. Informational only — not financial advice.
How LENDINGTREE INC looks technically
LENDINGTREE INC (TREE) is trading 37.7% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed below its 200-day average about 154 trading days ago — a "death cross", a bearish long-term signal. A strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 37, with sellers in control. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 43, neither overbought (above 70) nor oversold (below 30). It made a new 20-day low about 12 trading days ago. It is 63.2% below its highest point of the past year.
Trend
7
| Distance from the 200-day | it is trading 37.7% below its 200-day average, the long-term trend line — a long-term downtrend | -37.7% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $28.38 | $28.38 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $40.69 | $40.69 |
| Swing structure | each recent peak has been lower than the one before it and each dip deeper — the pattern chart-watchers call a downtrend, which describes where price has already been and not where it goes next | lower highs and lower lows |
| Last swing turn | its last significant turn was a swing low 10 calendar days ago — the swings before that are what the structure reading is measured on | 10 sessions |
| Since the 50/200 cross | its 50-day average crossed below its 200-day average about 154 trading days ago — a "death cross", a bearish long-term signal | 154 sessions |
| Trend strength (14-day ADX) | a strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 37, with sellers in control | 37.1 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 43, neither overbought (above 70) nor oversold (below 30) | 43.3 |
|---|---|---|
| Position in its 14-day range | it is trading around the middle of its 14-day range ($23.50 to $27.40) — its "stochastic" reading is 47 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 47.4 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in positive territory (momentum leaning bullish) | 25 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $68.93 | $68.93 |
|---|---|---|
| From the 52-week high | it is 63.2% below its 52-week high (its highest price of the past year) | -63.2% |
| Above the 52-week low | it is 7.9% above its 52-week low (its lowest price of the past year) | +7.9% |
| Below the 52-week high | it is 63.2% below its highest point of the past year | 63.2% |
| Since a 20-day breakout | it made a new 20-day low about 12 trading days ago | 12 sessions |
| Since a 55-day breakout | it made a new 55-day low about 12 trading days ago | 12 sessions |
| All-time high | its highest closing price on record is $434.94 (set on 2019-07-11) | $434.94 |
| Given back of the 52-week move | over the past year its closes ranged ($24.00 to $68.01), and it has recovered only a small part of its fall from last year’s high — 3% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $51.20 to $52.61. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 3.1% |
| From the all-time high | it is 94.2% below its all-time high | -94.2% |
| Nearest price level | it is trading 32.8% below a resistance level at $33.66 — a price it turned at twice since 2025-06-02, most recently on 2025-06-18. Since 2024-10-08 it has 0 such levels below the current price and 15 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +32.8% |
| All-time low | its lowest closing price on record is $1.42 (set on 2008-12-15) | $1.42 |
| Above the all-time low | it is 1685.2% above its all-time low | +1,685% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are narrower than usual versus its own recent 6-month history (tighter than about 78% of it) | 22nd percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $1.13 between its high and its low — about 4.4% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $1.13 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $23.09 and $27.57 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $23.09 – $25.33 – $27.57 |
| Typical daily range (% of price) | its price moves about 4.4% in a typical session — about typical for the companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 4.4% |
| Stretch from the 200-day average | it is trading 13.6 daily ranges below its 200-day average price (37.7% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 13.6 daily ranges below its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.76× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | not available for this company yet | n/a |
Candlestick patterns
2
| Since a doji | 2 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 2 sessions ago |
|---|---|---|
| Since a bullish engulfing | today it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | today |
Price gaps
2
| Gap at the open | it opened on 2026-10-08 0.5% below the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | -0.5% |
|---|---|---|
| Open gap | it gapped 21.4% below the previous close 49 sessions ago and has not traded back through the level it left behind at 39.46 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | -21.4% |
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 10.0 percentage points (the stock lost 8.9% while the market gained 1.0%) | -10.0% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 47.3 percentage points (the stock lost 43.5% while the market gained 3.8%) | -47.3% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 56.5 percentage points (the stock lost 39.1% while the market gained 17.5%) | -56.5% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 72.5 percentage points (the stock lost 57.5% while the market gained 15.0%) | -72.5% |
Signal agreement
2
| Bullish technical signals | 1 of the 9 technical signals we can compute for it is currently in a bullish state: MACD momentum is positive — these describe past price behaviour, not a forecast | 1 of 9 |
|---|---|---|
| Bearish technical signals | 5 of the 9 technical signals we can compute for it are currently in a bearish state: a "death cross" — its 50-day average is below its 200-day, trading below its 200-day average, a strong downtrend, with sellers in control, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 5 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 21% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-01 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is thick, spanning 20.7% of the share price, which is taken to mean a barrier that has held for a while and takes effort to cross. | -20.5% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 35% below the average price paid so far this year, so the typical buyer over that stretch is under water. That average is $39.06 — a volume-weighted average of daily closes over 190 sessions, not a true tick-by-tick VWAP. | -35.1% |
|---|---|---|
| Vs the average paid since it last reported | the price is 13% below the average price paid since it last reported on 2026-07-29 (its 8-K), so the typical buyer over that stretch is under water. That average is $29.17 — a volume-weighted average of daily closes over 51 sessions, not a true tick-by-tick VWAP. | -13.1% |
Price levels it has turned at before
TREE last closed at $25.35 on 2026-10-08. Since 2024-10-08 it has turned at 0 prices below its last close and 15 above; the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $33.66 | Resistance | 32.8% above the last close | turned there twice · 2025-06-02 to 2025-06-18 |
| $34.69 | Resistance | 36.8% above the last close | turned there three times · 2024-12-05 to 2026-06-08 |
| $36.53 | Resistance | 44.1% above the last close | turned there three times · 2025-03-04 to 2025-07-16 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
No Elliott-wave labelling currently fits its swings: the recent highs and lows do not satisfy the three rules a five-wave count has to obey, so there is no count to show rather than a count we are unsure about.
Read from daily closes as of 2026-10-08.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading below the 200-day moving average · Pulled back from the 12-month high · lagging the market · Printed a bullish engulfing pair · Stretched far below its 200-day average (6+ daily ranges) · Under water since its last earnings report (below the anchored VWAP) | Learn: moving average · golden cross · adx · rsi · breakout · fifty two week high low
Based on daily closing prices as of 2026-10-08. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Mean price target$56.00 range $45.00 – $70.00; median $56.50
Analyst estimates, as of 2026-10-06. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for TREE
- Consensus EPS estimate$1.26 next reporting period, as of 2026-10-06
- Estimate change, 30 days$0.00 (0.0%) from $1.26, on 2026-09-01, 35-day window
- Readings revised upward0% of 8 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Heavy reliance on the mortgage and consumer credit markets, which are sensitive to interest rate fluctuations and general economic conditions.","High concentration of revenue from a limited number of large financial institution partners.","Significant competition in the digital financial lead generation and marketplace space."]
What changed in the latest 10-Q
AI-assisted comparison of TREE's 10-Q filed 2026-05-01 against the prior one filed 2025-10-31.
Management's Discussion & Analysis (MD&A)
- Reworded:
- Older filing (2025-10-31) stated 'amended, by the Private Securities Litigation Reform Act of 1995'; newer filing (2026-05-01) states 'amended by the Private Securities Litigation Reform Act of 1995' (removed comma before 'by')
- Notes:
- Both texts appear truncated at 'Part II,' and do not show complete sections, limiting full comparison
- The change identified is minimal punctuation/grammatical correction only
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
No open-market insider purchases or sales are on record for TREE — recent Form 4 activity was compensation-related (awards, option exercises, or tax withholding), not open-market buying or selling.
View full insider trading history → View SEC Form 3/4/5 filingsOnly open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
5 institutional 13F filers reported holding TREE as of 2026-06-30 (quarter-end position, filed within 45 days).
- Distinct 13F filers 5
- Reported shares held 2,103,745
- Reported value $93,174,865
reported quarterly holdings change (2026-03-31 → 2026-06-30): 0 new, 4 increased, 1 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Ask about TREE's institutional holders → See what each manager we track holds →
Short interest (FINRA)
TREE had 881,101 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
TREE had 6.28% of its shares outstanding sold short as of the 2026-09-15 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 2.49 days to cover at the same settlement.
- Reported short interest (shares) 881,101
- Short interest (% of shares outstanding) 6.28%
- Prior settlement (shares) 872,458
- Reported change 0.99%
- Days to cover (reported) 2.49
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Credit Karma (INTU)
- Bankrate (RRD)
- Zillow (Z)
- Upstart (UPST)
- SoFi Technologies (SOFI)
- Experian
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does LENDINGTREE INC (TREE) do?
LendingTree, Inc. operates an online consumer marketplace that connects consumers with multiple lenders for loans, credit cards, deposit accounts, and other financial products. The company provides a platform where consumers can compare personalized financial offers, while generating revenue primarily by charging fees to financial service providers for leads and clicks. Its operations span various financial categories including mortgages, personal loans, student loans, and insurance products.
What sector is LENDINGTREE INC (TREE) in?
LENDINGTREE INC (TREE) is classified in the Financials sector. Its industry is Consumer Finance / Fintech Marketplace. It trades on NASDAQ.
Who are LENDINGTREE INC's (TREE) competitors?
Notable peers of LENDINGTREE INC (TREE) include Credit Karma, Bankrate, Zillow, Upstart and SoFi Technologies. This peer set is informational only — not financial advice.
Is LENDINGTREE INC (TREE) overbought or oversold right now?
LENDINGTREE INC (TREE) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 43, in the neutral middle (as of 2026-10-08). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on TREE come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest; prices are market data, as of 2026-09-02; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.