PRG vs SEZL
PRG: A financial technology company providing flexible lease-to-own, buy-now-pay-later, and payroll deduction financing solutions to near-prime and subprime consumers. SEZL: A purpose-driven fintech platform offering flexible buy-now-pay-later credit to Gen Z and Millennials as a modern alternative to traditional credit cards, with integrated merchant partnerships across e-commerce.
Side-by-side fundamentals
| Metric | PRG | SEZL | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $43.60 | $159.01 | |
| Market cap as of 2026-07-24 | $1.7B | $5.9B | |
| P/E as of 2026-07-24 | 11.70 | 39.52 | PRG lower |
| PEG as of 2026-07-24 | 0.45 | 1.02 | PRG lower |
| Net margin as of 2026-07-24 | +6.0% | +30.8% | SEZL higher |
| Gross margin as of 2026-07-24 | +91.6% | +85.6% | PRG higher |
| Operating margin as of 2026-07-24 | +8.7% | +40.7% | SEZL higher |
| ROE as of 2026-07-24 | +20.5% | +90.9% | SEZL higher |
| ROA as of 2026-07-24 | +8.9% | +37.7% | SEZL higher |
| Debt / equity as of 2026-07-24 | 1.21 | 0.73 | SEZL lower |
| Revenue growth (YoY) as of 2026-07-24 | -1.5% | +46.1% | SEZL higher |
| Revenue CAGR (3y) SEC XBRL | -2.5% | +53.1% | SEZL higher |
| Dividend yield as of 2026-07-24 | +1.2% | n/a | |
| Dividend streak (yrs) SEC XBRL | 2 | n/a | |
| Beta as of 2026-07-24 | 1.82 | 6.82 | |
| 1-year return as of 2026-07-23 close | +30.7% | +14.2% | PRG higher |
Fundamentals: Finnhub, as of 2026-07-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.