SEZZLE INC (SEZL)
Financials · Buy-now-pay-later and installment payment financing · NASDAQ
A purpose-driven fintech payments company offering buy-now-pay-later installment solutions to Gen Z and Millennials, competing in the rapidly growing BNPL space.
What SEZZLE INC does
Sezzle is a purpose-driven payments company that provides a buy-now-pay-later (BNPL) platform enabling consumers to purchase goods and receive them immediately while paying in installments over time. The platform integrates into merchant websites and mobile applications, offering an alternative to traditional credit for younger generations (Gen Z and Millennials). Sezzle operates primarily in the United States and Canada, earning revenue from merchants, subscription services, and fintech offerings while focusing on financial empowerment and responsible lending.
Themes: ["Buy-now-pay-later / installment payments","Gen Z and Millennial financial inclusion","Fintech payments and digital commerce","Subscription revenue and consumer loyalty","Purpose-driven / public benefit corporation"]
Fundamentals
- Price$177.08 as of 2026-07-09 close
- Market cap$5.6B as of 2026-07-10
- 1-year return+6.6% as of 2026-07-09 close
- P/E37.95 as of 2026-07-10
- Net margin+30.8% as of 2026-07-10
- Gross margin+85.6% as of 2026-07-10
- ROE+90.9% as of 2026-07-10
- Debt / equity0.73 as of 2026-07-10
- Revenue growth (YoY)+46.1% as of 2026-07-10
- Revenue CAGR (3y)+53.1% SEC XBRL
- Beta6.80 as of 2026-07-10
Key risks (from latest filing)
["BNPL industry faces increasing regulatory scrutiny which could impact operations and profitability","Highly competitive industry with significant pressure to maintain merchant network growth and market share while managing GMV expansion","High reliance on banking partners and third-party data providers for loan origination and creditworthiness assessment, creating operational and credit risk exposure"]
Competitors & peers
- Affirm Holdings (AFRM)
- Klarna Bank AB
- Afterpay (part of Square)
- PayPal (PYPL)
- Block Inc. (SQ)
- Upstart Holdings (UPST)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.