RM vs TREE
RM: Regional Management is a non-prime consumer finance lender originating and servicing secured retail installment contracts, funded through asset-backed securitizations. TREE: The leading online financial services marketplace connecting millions of consumers with lenders, insurers, and banks for mortgages, auto loans, credit cards, and insurance through a 770-partner network.
Side-by-side fundamentals
| Metric | RM | TREE | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $41.11 | $39.45 | |
| Market cap as of 2026-07-24 | $392M | $561M | |
| P/E as of 2026-07-24 | 8.02 | 3.10 | TREE lower |
| PEG as of 2026-07-24 | 0.17 | n/a | |
| Net margin as of 2026-07-24 | +7.4% | +15.0% | TREE higher |
| Gross margin as of 2026-07-24 | +100.0% | +96.3% | RM higher |
| Operating margin as of 2026-07-24 | +22.9% | +7.9% | RM higher |
| ROE as of 2026-07-24 | +13.2% | +86.0% | TREE higher |
| ROA as of 2026-07-24 | +2.4% | +21.8% | TREE higher |
| Debt / equity as of 2026-07-24 | 4.30 | 1.28 | TREE lower |
| Revenue growth (YoY) as of 2026-07-24 | +10.5% | +23.9% | TREE higher |
| Revenue CAGR (3y) SEC XBRL | +8.4% | +4.3% | RM higher |
| Dividend yield as of 2026-07-24 | +2.8% | n/a | |
| Dividend streak (yrs) SEC XBRL | 5 | n/a | |
| Beta as of 2026-07-24 | 0.97 | 2.05 | |
| 1-year return as of 2026-07-23 close | +23.2% | -3.9% | RM higher |
Fundamentals: Finnhub, as of 2026-07-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.