SMBK vs UBSI
SMBK: A growing community bank holding company focused on organic growth and strategic acquisitions in the Southeastern United States. UBSI: A diversified community banking organization with a strong footprint in the Mid-Atlantic and Southeast, driven by a long history of strategic acquisitions.
Side-by-side fundamentals
| Metric | SMBK | UBSI | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $51.29 | $47.94 | |
| Market cap as of 2026-08-02 | $877M | $6.6B | |
| P/E as of 2026-08-02 | 15.61 | 12.96 | UBSI lower |
| PEG as of 2026-08-02 | 0.42 | 0.45 | SMBK lower |
| Net margin as of 2026-08-02 | +22.4% | +36.1% | UBSI higher |
| Operating margin as of 2026-08-02 | +28.4% | +45.4% | UBSI higher |
| ROE as of 2026-08-02 | +10.3% | +9.4% | SMBK higher |
| ROA as of 2026-08-02 | +1.0% | +1.5% | UBSI higher |
| Debt / equity as of 2026-08-02 | 0.17 | 0.13 | UBSI lower |
| Revenue growth (YoY) as of 2026-08-02 | +44.0% | +50.6% | UBSI higher |
| Revenue CAGR (3y) SEC XBRL | n/a | +4.1% | |
| Dividend yield as of 2026-08-02 | +0.7% | +3.1% | UBSI higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-08-02 | 0.70 | 0.74 | |
| 1-year return as of 2026-07-27 close | +44.6% | +32.4% | SMBK higher |
Fundamentals: market data, as of 2026-08-02. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.