TREE vs XYZ
TREE: The leading online financial services marketplace connecting millions of consumers with lenders, insurers, and banks for mortgages, auto loans, credit cards, and insurance through a 770-partner network. XYZ: Block is a fintech platform enabling sellers and consumers to accept payments, access financial services, and manage money through integrated Square and Cash App ecosystems.
Side-by-side fundamentals
| Metric | TREE | XYZ | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $41.39 | $77.46 | |
| Market cap as of 2026-07-23 | $598M | $48.2B | |
| P/E as of 2026-07-23 | 3.31 | 59.76 | TREE lower |
| Net margin as of 2026-07-23 | +15.0% | +3.3% | TREE higher |
| Gross margin as of 2026-07-23 | +96.3% | +44.9% | TREE higher |
| Operating margin as of 2026-07-23 | +7.9% | +4.9% | TREE higher |
| ROE as of 2026-07-23 | +86.0% | +3.6% | TREE higher |
| ROA as of 2026-07-23 | +21.8% | +2.1% | TREE higher |
| Debt / equity as of 2026-07-23 | 1.28 | 0.36 | XYZ lower |
| Revenue growth (YoY) as of 2026-07-23 | +23.9% | +2.3% | TREE higher |
| Revenue CAGR (3y) SEC XBRL | +4.3% | +11.3% | XYZ higher |
| Beta as of 2026-07-23 | 2.04 | 2.55 | |
| 1-year return as of 2026-07-22 close | +2.2% | -2.3% | TREE higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.