ARMOUR RESIDENTIAL REIT INC (ARR)
Financials · Residential Mortgage REITs · NYSE
A mortgage REIT that deploys private capital into Agency MBS to generate net interest income spreads while managing interest rate and prepayment risk through hedging strategies.
What ARMOUR RESIDENTIAL REIT INC does
ARMOUR Residential REIT invests in mortgage-backed securities (MBS) issued or guaranteed by U.S. government-sponsored enterprises (GSEs) such as Fannie Mae, Freddie Mac, and Ginnie Mae, as well as U.S. Treasury securities. The company finances these investments through short-term repurchase agreements and employs hedging strategies using derivatives to manage interest rate and prepayment risks. ARMOUR generates returns from the net interest income spread between the yield on its assets and the cost of its borrowings, while maintaining compliance with REIT tax requirements. The company is managed by ARMOUR Capital Management LP, an SEC-registered investment advisor.
Themes: mortgage-backed securities (MBS), net interest income spreads, interest rate hedging, REIT / yield investing, fixed-income securities
Fundamentals
- Price$13.47 as of 2026-10-08 close
- Market cap$1.9B as of 2026-07-21 (share count; price 2026-10-08)
- 1-year return-15.2% 2025-10-08 close $15.89 → 2026-10-08 close $13.47
- P/E3.52 as of 2026-10-08
- ROE+14.3% FY2025, SEC XBRL
- Debt / equity7.54 as of 2026-09-03
- Revenue growth (YoY)+113.0% as of 2026-09-03
- Beta0.67 as of 2026-09-03
- Last reported earnings2026-07-22 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +19.6%; 2-year non-decreasing per-share dividend streak (SEC XBRL).
How ARR compares in its sector
- price-to-earnings ratiobottom 10% 513 covered Financials peers, as of 2026-10-08
- return on equitytop 25% 559 covered Financials peers, as of 2026-09-03
- indicated dividend yieldtop 10% 468 covered Financials peers, as of 2026-09-03
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Top 10 scores & list membership
ARR is not currently in any published Top 10 list. Its scores are below.
Top 10 score
57.1 #347 of 1,399 scored · #122 of 224 in Financials
Growth 100th (revenue growth year over year 113%) and valuation 99th (price to earnings 3.8, price to book 0.8); weakest is financial health (4th, debt to equity 7.5).
Scores as of 23 Sep 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 4. ARR was not in the scored universe at the latest run on 8 Oct 2026, so these scores are its last ones.
Dividend coverage (FY2025)
Exceeded at least one reported measure. In FY2025, ARR's dividend exceeded at least one reported measure of what it earned or generated (earnings payout 84%, operating-cash-flow payout 219%). A payout above 100% in one year is not necessarily unsustainable, but it is not fully covered by that measure.
- Earnings payout84% dividends / net income
- Operating-cash-flow payout219% dividends / operating cash flow — capital spending was not reported, so this does not subtract it
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How ARMOUR RESIDENTIAL REIT INC looks technically
ARMOUR RESIDENTIAL REIT INC (ARR) is trading 20.3% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed below its 200-day average about 59 trading days ago — a "death cross", a bearish long-term signal. A strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 51, with sellers in control. Momentum is beaten down — its 14-day RSI (a 0–100 momentum gauge) is 22, in oversold territory (below 30). It made a new 20-day low about 2 trading days ago. It is 2.4% above its 52-week low (its lowest price of the past year).
Trend
8
| Distance from the 200-day | it is trading 20.3% below its 200-day average, the long-term trend line — a long-term downtrend | -20.3% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $15.56 | $15.56 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $16.91 | $16.91 |
| Swing structure | each recent peak has been lower than the one before it and each dip deeper — the pattern chart-watchers call a downtrend, which describes where price has already been and not where it goes next | lower highs and lower lows |
| Last swing turn | its last significant turn was a swing high 62 calendar days ago — the swings before that are what the structure reading is measured on | 62 sessions |
| Wave structure | its recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five; the labelling fails if price closes above 16.875. It is one of several labellings that fit, and it describes the swings already printed, not what comes next. The same swings also read as a three-part correction in leg C. | possible downward five-wave sequence, in wave 3 (one of several readings) |
| Since the 50/200 cross | its 50-day average crossed below its 200-day average about 59 trading days ago — a "death cross", a bearish long-term signal | 59 sessions |
| Trend strength (14-day ADX) | a strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 51, with sellers in control | 50.5 |
Momentum
3
| 14-day RSI | momentum is beaten down — its 14-day RSI (a 0–100 momentum gauge) is 22, in oversold territory (below 30) | 22.3 |
|---|---|---|
| Position in its 14-day range | it is trading near the bottom of its 14-day range ($13.15 to $15.05) — its "stochastic" reading is 17 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 16.6 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in negative territory (momentum leaning bearish) | 35 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $19.31 | $19.31 |
|---|---|---|
| From the 52-week high | it is 30.2% below its 52-week high (its highest price of the past year) | -30.2% |
| Above the 52-week low | it is 2.4% above its 52-week low (its lowest price of the past year) | +2.4% |
| Below the 52-week high | it is 30.2% below its highest point of the past year | 30.2% |
| Since a 20-day breakout | it made a new 20-day low about 2 trading days ago | 2 sessions |
| Since a 55-day breakout | it made a new 55-day low about 2 trading days ago | 2 sessions |
| All-time high | its highest closing price on record is $398.80 (set on 2009-09-21) | $398.80 |
| Given back of the 52-week move | over the past year its closes ranged ($13.29 to $19.12), and it has recovered only a small part of its fall from last year’s high — 3% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $16.89 to $17.08. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 3.1% |
| From the all-time high | it is 96.6% below its all-time high | -96.6% |
| Nearest price level | it is trading 13.6% below a resistance level at $15.30 — a price it turned at twice since 2025-10-15, most recently on 2026-03-20. Since 2024-10-08 it has 0 such levels below the current price and 10 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +13.6% |
| All-time low | its lowest closing price on record is $13.15 (set on 2026-10-08) | $13.15 |
| Above the all-time low | it is 2.4% above its all-time low | +2.4% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are unusually wide versus its own recent history (wider than about 93% of the past ~6 months) | 93rd percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.3501 between its high and its low — about 2.6% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.3501 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $12.90 and $15.72 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $12.90 – $14.31 – $15.72 |
| Typical daily range (% of price) | its price moves about 2.6% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.6% |
| Stretch from the 200-day average | it is trading 9.8 daily ranges below its 200-day average price (20.3% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 9.8 daily ranges below its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 1.28× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | not available for this company yet | n/a |
Candlestick patterns
3
| Since a doji | 1 session ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 1 session ago |
|---|---|---|
| Since a hammer | 9 sessions ago, after a stretch of decline, it sold off hard during the session and then closed back near its high — a "hammer", the long lower wick showing the drop was bought back before the close | 9 sessions ago |
| Since a bullish engulfing | today it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | today |
Price gaps
1
| Gap at the open | it opened on 2026-10-08 0.8% below the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | -0.8% |
|---|
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 18.0 percentage points (the stock lost 17.0% while the market gained 1.0%) | -18.1% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 24.1 percentage points (the stock lost 20.2% while the market gained 3.8%) | -24.1% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 39.8 percentage points (the stock lost 22.3% while the market gained 17.5%) | -39.8% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 30.2 percentage points (the stock lost 15.2% while the market gained 15.0%) | -30.2% |
Signal agreement
2
| Bullish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bullish state: its RSI momentum gauge is oversold (a beaten-down reading), near the bottom of its 14-day range (oversold) — these describe past price behaviour, not a forecast | 2 of 9 |
|---|---|---|
| Bearish technical signals | 7 of the 9 technical signals we can compute for it are currently in a bearish state: a "death cross" — its 50-day average is below its 200-day, trading below its 200-day average, a fresh 20-day low, MACD momentum is negative, a strong downtrend, with sellers in control, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 7 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 18% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-01 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is moderate, spanning 2.8% of the share price. | -17.8% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 20% below the average price paid so far this year, so the typical buyer over that stretch is under water. That average is $16.78 — a volume-weighted average of daily closes over 190 sessions, not a true tick-by-tick VWAP. | -19.7% |
|---|---|---|
| Vs the average paid since it last reported | the price is 13% below the average price paid since it last reported on 2026-07-22 (its 10-Q), so the typical buyer over that stretch is under water. That average is $15.43 — a volume-weighted average of daily closes over 56 sessions, not a true tick-by-tick VWAP. | -12.7% |
Price levels it has turned at before
ARR last closed at $13.47 on 2026-10-08. Since 2024-10-08 it has turned at 0 prices below its last close and 10 above; the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $15.30 | Resistance | 13.6% above the last close | turned there twice · 2025-10-15 to 2026-03-20 |
| $15.98 | Resistance | 18.6% above the last close | turned there six times · 2025-05-06 to 2026-07-23 |
| $16.49 | Resistance | 22.4% above the last close | turned there 8 times · 2025-07-16 to 2026-09-08 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five.
This labelling fails — stops being a possible reading at all — if it closes above $16.88.
This is one of several labellings that fit the same swings, so treat it as a reading rather than the reading. It was chosen from 2 labellings that survived the rules, counting shorter readings of the same bars.
On past moves of this shape the leg has usually ended somewhere between $14.04 and $15.12 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
Alternate reading: The same swings also read as a three-part correction in leg C, which fails on a close above $16.88.
This reading has stood for 39 trading days, since 2026-08-14.
Read from daily closes as of 2026-10-08.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading below the 200-day moving average · Oversold (14-day RSI below 30) · Near the 52-week low · Pulled back from the 12-month high · Broke down to a new 20-day low · Near the all-time low | Learn: moving average · golden cross · adx · rsi · breakout · fifty two week high low
Based on daily closing prices as of 2026-10-08. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (2.33 mean, 1=Strong Buy…5=Strong Sell) — 4 analysts
- Mean price target$18.38 range $18.00 – $19.00; median $18.25
Analyst estimates, as of 2026-10-05. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for ARR
- Consensus EPS estimate$0.7179 next reporting period, as of 2026-10-05
- Estimate change, 30 days$0.00 (0.0%) from $0.7179, on 2026-09-01, 34-day window
- Readings revised upward0% of 8 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Sensitivity to interest rate fluctuations affecting net interest income and asset fair value.","Exposure to prepayment risk, delinquencies, and foreclosures within the underlying mortgage pools.","Reliance on external management by ARMOUR Capital Management LP and associated contractual fees."]
What changed in the latest 10-Q
AI-assisted comparison of ARR's 10-Q filed 2026-07-22 against the prior one filed 2026-04-22.
Management's Discussion & Analysis (MD&A)
- Reworded:
- In the Overview section, the newer filing (2026-07-22) states 'At June 30, 2026 and December 31, 2025' whereas the older filing (2026-04-22) states 'At March 31, 2026 and December 31, 2025' regarding the dates of investments in securities.
- Notes:
- Page numbers in the provided excerpts differ (28/29 in newer vs 27/28 in older), but this reflects formatting/pagination rather than a substantive change in the MD&A text.
- Only the MD&A section text provided was compared; other sections of the filings were not assessed.
Risk Factors
- Added:
- Newer filing (filed 2026-07-22) includes Exhibit 10.1: ARMOUR Residential REIT, Inc.'s Fourth Amended and Restated 2009 Stock Incentive Plan (incorporated by reference to Appendix A to ARMOUR's Definitive Proxy Statement on Schedule 14A filed March 19, 2026).
- Removed:
- Older filing (filed 2026-04-22) Item 2 contained an 'Issuer Purchases of Equity Securities' table with repurchase activity for the three months ended March 31, 2026, which is absent in the newer filing.
- Older filing (filed 2026-04-22) Item 5 contained disclosure about the Board authorizing an increase to the Common Stock Repurchase Program on April 21, 2026, which is absent in the newer filing.
- Older filing (filed 2026-04-22) included Exhibit 10.1 'Amendment No. 7, dated January 28, 2026' and Exhibit 10.2 'Ninth Amended and Restated Management Agreement, dated March 30, 2026', which are absent from the newer filing's exhibit list.
- Reworded:
- Newer filing (filed 2026-07-22) Item 2 'Unregistered Sales of Equity Securities and Use of Proceeds' states 'None', whereas the older filing (filed 2026-04-22) included repurchase disclosures under the same item.
- Newer filing (filed 2026-07-22) Item 5 'Other Information' states 'None', whereas the older filing (filed 2026-04-22) contained information about the Common Stock Repurchase Program authorization.
- Notes:
- The provided texts include content beyond the Risk Factors section (e.g., Items 2-6, Exhibit Index, Signatures); changes noted reflect differences visible in the supplied excerpts.
- The Risk Factors text itself ('no material changes' statement) is identical between the two filings.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
1 open-market purchase and 1 open-market sale by insiders in the last 90 days, of which we have read Form 4 filings through 2026-10-04. The 5 days since 2026-10-04 have not been checked yet.
- Last 30 days · read to 2026-10-041 buy ($10085) · 1 sell ($564418) — 1 buying, 1 selling insiders
- Last 90 days · read to 2026-10-041 buy ($10085) · 1 sell ($564418) — 1 buying, 1 selling insiders
- Last 180 days · read to 2026-10-041 buy ($10085) · 1 sell ($564418) — 1 buying, 1 selling insiders
Activity heuristic: mixed (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-09-29. Based on Form 4 filings read through 2026-10-04; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about ARR's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Short interest (FINRA)
ARR had 16,324,963 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
ARR had 11.5% of its shares outstanding sold short as of the 2026-09-15 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 4.23 days to cover at the same settlement.
- Reported short interest (shares) 16,324,963
- Short interest (% of shares outstanding) 11.5%
- Prior settlement (shares) 14,096,919
- Reported change 15.81%
- Days to cover (reported) 4.23
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- New York Mortgage Trust (NYMT)
- Invesco Mortgage Capital Investment Corp (IVR)
- AGNC Investment Corp (AGNC)
- Two Harbors Investment Corp (TWO)
- MFA Financial Inc (MFA)
- Mortgage REIT
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does ARMOUR RESIDENTIAL REIT INC (ARR) do?
ARMOUR Residential REIT invests in mortgage-backed securities (MBS) issued or guaranteed by U.S. government-sponsored enterprises (GSEs) such as Fannie Mae, Freddie Mac, and Ginnie Mae, as well as U.S. Treasury securities. The company finances these investments through short-term repurchase agreements and employs hedging strategies using derivatives to manage interest rate and prepayment risks.
What sector is ARMOUR RESIDENTIAL REIT INC (ARR) in?
ARMOUR RESIDENTIAL REIT INC (ARR) is classified in the Financials sector. Its industry is Residential Mortgage REITs. It trades on NYSE.
Does ARR pay a dividend?
Yes — ARMOUR RESIDENTIAL REIT INC (ARR) pays a dividend, with an indicated yield of about 19.62% and 2-year non-decreasing per-share dividend streak (SEC EDGAR XBRL) (market data, as of 2026-09-03). Informational only — not financial advice.
Who are ARMOUR RESIDENTIAL REIT INC's (ARR) competitors?
Notable peers of ARMOUR RESIDENTIAL REIT INC (ARR) include New York Mortgage Trust, Invesco Mortgage Capital Investment Corp, AGNC Investment Corp, Two Harbors Investment Corp and MFA Financial Inc. This peer set is informational only — not financial advice.
Is ARMOUR RESIDENTIAL REIT INC (ARR) overbought or oversold right now?
ARMOUR RESIDENTIAL REIT INC (ARR) is currently in oversold territory (its 14-day RSI is 22, below 30) (as of 2026-10-08). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on ARR come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest; prices are market data, as of 2026-09-03; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.