HILLTOP HOLDINGS INC (HTH)
Financials · Diversified financial services and mortgage banking · NYSE
Diversified financial services holding company operating mortgage origination, loan servicing, broker-dealer operations, and community banking across multiple platforms.
What HILLTOP HOLDINGS INC does
Hilltop Holdings Inc. is a diversified financial services company operating primarily through PrimeLending (mortgage origination and servicing), Hilltop Securities (broker-dealer and capital markets), and PlainsCapital Bank (retail and commercial banking). The company generates revenue from net interest income on loan portfolios, mortgage loan origination fees and gains on loan sales, principal transactions and commissions from broker-dealer activities, and investment banking advisory services. Hilltop operates multiple business segments including mortgage lending and servicing, securities brokerage and clearing operations, and community banking, serving retail customers, commercial clients, and institutional investors.
Themes: ["Mortgage lending / origination","Loan servicing","Broker-dealer / capital markets","Community banking","Investment banking","Securities trading"]
Fundamentals
- Price$38.04 as of 2026-07-09 close
- Market cap$2.2B as of 2026-07-10
- 1-year return+21.8% as of 2026-07-09 close
- P/E13.78 as of 2026-07-10
- Net margin+9.5% as of 2026-07-10
- ROE+7.4% as of 2026-07-10
- Debt / equity0.56 as of 2026-07-10
- Revenue growth (YoY)+50.1% as of 2026-07-10
- Revenue CAGR (3y)+8.7% SEC XBRL
- Beta0.89 as of 2026-07-10
Dividend: yield +2.1%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Interest rate compression and refinancing volume sensitivity: lower prevailing rates reduce mortgage origination volumes and increase servicer advances, while rising rates compress net interest margins on deposit-based operations.","Credit risk and allowance adequacy: deterioration in borrower creditworthiness or economic conditions could increase loan losses and require increased provisions for credit losses, particularly in mortgage and commercial loan portfolios.","Market and operational risk in broker-dealer activities: volatility in principal transactions, commissions, and capital markets activity directly impacts noninterest income; cybersecurity incidents and market disruptions could disrupt trading operations."]
Competitors & peers
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.