Regions Financial Corporation (RF)
Financials · Regional Banking
A regional banking powerhouse serving the South, Midwest, and Texas with comprehensive commercial, retail, and wealth management services.
What Regions Financial Corporation does
Regions Financial Corporation is a regional financial services company providing traditional commercial, retail, and mortgage banking services across the South, Midwest, and Texas. The company offers asset management, wealth management, securities brokerage, merger-and-acquisition advisory services, and specialty financing. Regions operates primarily through its flagship subsidiary, Regions Bank, and generates revenue from net interest income on loans and investments, deposit and fee-based services, and advisory activities.
Themes: ["Regional banking","Net interest margin sensitivity","Credit risk management","Deposit funding strategy","Real estate lending exposure","Regulatory capital compliance","Wealth and asset management","Geographic concentration in South/Midwest/Texas"]
Fundamentals
- Price$30.58 as of 2026-07-09 close
- Market cap$25.6B as of 2026-07-10
- 1-year return+24.2% as of 2026-07-09 close
- P/E11.53 as of 2026-07-10
- Net margin+30.5% as of 2026-07-10
- ROE+11.8% as of 2026-07-10
- Debt / equity0.23 as of 2026-07-10
- Revenue growth (YoY)+45.4% as of 2026-07-10
- Beta1.03 as of 2026-07-10
Dividend: yield +3.5%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Net interest income vulnerability to interest rate fluctuations and yield curve changes, which could compress margins if deposit costs rise faster than loan yields","Credit loss risk in loan portfolios concentrated in real estate-secured loans and commercial lending, with exposure to economic downturns in core markets","Exposure to financial market volatility and economic conditions in principal markets (South, Midwest, Texas), including valuation declines in collateral and investment securities"]
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.