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Charles Schwab Corporation (SCHW)

Financials · Investment Banking & Brokerage · NYSE

A leading financial services firm providing a comprehensive range of investment, banking, and advisory services to both individual investors and independent financial advisors.

What Charles Schwab Corporation does

The Charles Schwab Corporation is a savings and loan holding company that provides comprehensive financial services including wealth management, securities brokerage, banking, asset management, custody, and financial advisory services. The company operates through two primary segments: Investor Services, which serves individual investors, and Advisor Services, which provides custodial, trading, and support services to independent registered investment advisors.

Themes: wealth management, securities brokerage, banking and trust services, asset management, independent advisor support, financial advisory

Fundamentals

  • Price$96.87 as of 2026-10-08 close
  • Market cap$167.5B as of 2026-07-31 (share count; price 2026-10-08)
  • 1-year return+3.3% 2025-10-08 close $93.79 → 2026-10-08 close $96.87
  • P/E16.96 as of 2026-10-08
  • Net margin+37.0% FY2025, SEC XBRL
  • ROE+17.9% FY2025, SEC XBRL
  • Debt / equity5.81 as of 2026-09-02
  • Revenue growth (YoY)+11.2% as of 2026-09-02
  • Revenue CAGR (3y)+4.8% SEC XBRL
  • Beta0.74 as of 2026-09-02
  • Last reported earnings2026-07-21 SEC EDGAR Form 8-K (Item 2.02)

Dividend: yield +1.2%; at least 15 years of non-decreasing per-share dividends (SEC XBRL) — we do not hold the year before it, so the real streak may be longer.

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How SCHW compares in its sector

  • price-to-earnings ratiotop 25% 513 covered Financials peers, as of 2026-10-08
  • net profit margintop 25% 344 covered Financials peers, as of 2026-09-02
  • return on equitytop 25% 559 covered Financials peers, as of 2026-09-02
  • 3-year revenue CAGRmiddle range 347 covered Financials peers
  • indicated dividend yieldbottom 25% 468 covered Financials peers, as of 2026-09-02
  • free cash flow (absolute dollars, latest fiscal year)top 10% 430 covered Financials peers, as of FY2025

Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.

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Top 10 scores & list membership

SCHW is not currently in any published Top 10 list. Its scores are below.

Top 10 score

54.6 #483 of 1,379 scored · #141 of 220 in Financials

  • Profitability70.7
  • Growth50.2
  • Financial health49.5
  • Valuation41.4
  • Capital return76.1
  • Trend45.7

Capital return 76th (consecutive years of dividend increases 15 years, net share count bought back over the year 1.4) and profitability 71st (return on equity 17.9%); weakest is valuation (41st, price to earnings 17, price to book 3.3).

Scores as of 8 Oct 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 4.

Dividend coverage (FY2025)

Covered by reported results. In FY2025, SCHW's dividend was covered by reported results (earnings payout 26%, free-cash-flow payout 27%). This describes past coverage, not a forecast.

  • Earnings payout26% dividends / net income
  • Free-cash-flow payout27% dividends / (operating cash flow − capex)

Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.

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How Charles Schwab Corporation looks technically

Charles Schwab Corporation (SCHW) is trading 1.6% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed above its 200-day average about 47 trading days ago — a "golden cross", a bullish long-term signal. A strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 30, with sellers in control. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 36, neither overbought (above 70) nor oversold (below 30). It made a new 20-day low about 2 trading days ago. It is 15.4% below its highest point of the past year.

Trend

7
Distance from the 200-dayit is trading 1.6% below its 200-day average, the long-term trend line — a long-term downtrend-1.6%
50-day moving averageits average price over the last 50 trading days — a short-term trend line — is $105.74$105.74
200-day moving averageits average price over the last 200 trading days — the long-term trend line — is $98.45$98.45
Swing structureeach recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes nexthigher highs and higher lows
Last swing turnits last significant turn was a swing low 43 calendar days ago — the swings before that are what the structure reading is measured on43 sessions
Since the 50/200 crossits 50-day average crossed above its 200-day average about 47 trading days ago — a "golden cross", a bullish long-term signal47 sessions
Trend strength (14-day ADX)a strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 30, with sellers in control30.1

Momentum

3
14-day RSImomentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 36, neither overbought (above 70) nor oversold (below 30)35.6
Position in its 14-day rangeit is trading near the bottom of its 14-day range ($94.70 to $107.41) — its "stochastic" reading is 17 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions.17.1
Since the MACD crossed zeroMACD, a trend-momentum gauge, is in negative territory (momentum leaning bearish)31 sessions

Range

12
52-week highits highest closing price over the past year (about 252 trading days) was $114.53$114.53
From the 52-week highit is 15.4% below its 52-week high (its highest price of the past year)-15.4%
Above the 52-week lowit is 15.4% above its 52-week low (its lowest price of the past year)+15.4%
Below the 52-week highit is 15.4% below its highest point of the past year15.4%
Since a 20-day breakoutit made a new 20-day low about 2 trading days ago2 sessions
Since a 55-day breakoutit made a new 55-day low about 2 trading days ago2 sessions
All-time highits highest closing price on record is $114.53 (set on 2026-08-24)$114.53
Given back of the 52-week moveover the past year its closes ranged ($85.35 to $113.65), and it has given back a bit over half of its rise from last year’s low — 59% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $95.25 to $96.16. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast.59.3%
From the all-time highit is 15.4% below its all-time high-15.4%
Nearest price levelit is trading 0.7% below a resistance level at $97.51 — a price it turned at six times since 2025-09-04, most recently on 2026-03-24. Since 2024-10-08 it has 8 such levels below the current price and 3 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go.+0.7%
All-time lowits lowest closing price on record is $3.33 (set on 1996-09-27)$3.33
Above the all-time lowit is 2806.1% above its all-time low+2,806%

Volatility

5
Band width vs its own 6 monthsday-to-day price swings are unusually wide versus its own recent history (wider than about 88% of the past ~6 months)88th percentile
Typical daily rangein a typical session it travels about $2.12 between its high and its low — about 2.2% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was$2.12
Bollinger bands (20-day, ±2σ)most of its recent trading has stayed between about $92.79 and $109.22 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles$92.79 – $101.00 – $109.22
Typical daily range (% of price)its price moves about 2.2% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price2.2%
Stretch from the 200-day averageit is trading 0.7 daily ranges below its 200-day average price (1.6% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale0.7 daily ranges below its 200-day average

Volume

1
Volume vs its 30-day averagetrading volume is about normal versus its 30-day average0.77×

Analyst

2
Change in the average price targetanalysts have cut their average price target by 1.7% since the prior reading-1.7%
Change in the consensus ratingthe analyst consensus rating has softened toward "sell" since the prior reading0.06 toward sell

Candlestick patterns

2
Since a bullish engulfing7 sessions ago it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it7 sessions ago
Since a bearish engulfing2 sessions ago it opened above the previous session's close and finished below that session's open — a "bearish engulfing" pair, where one down day more than undid the up day before it2 sessions ago

Price gaps

2
Gap at the openit opened on 2026-10-08 at essentially the same price it closed at the session before — no meaningful overnight gap+0.0%
Open gapit gapped 3.6% below the previous close 30 sessions ago and has not traded back through the level it left behind at 112.27 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed-3.6%

Price streaks

1
Closing streakit closed higher in its latest session, after a session that did not close higher — a single up day rather than a run1 session up

Relative strength

4
vs market, 1 monthover the past 1 month this stock lagged the market by 10.4 percentage points (the stock lost 9.4% while the market gained 1.0%)-10.4%
vs market, 3 monthsover the past 3 months this stock lagged the market by 8.6 percentage points (the stock lost 4.7% while the market gained 3.8%)-8.6%
vs market, 6 monthsover the past 6 months this stock lagged the market by 13.3 percentage points (the stock gained 4.2% while the market gained 17.5%)-13.3%
vs market, 12 monthsover the past 12 months this stock lagged the market by 11.7 percentage points (the stock gained 3.3% while the market gained 15.0%)-11.7%

Signal agreement

2
Bullish technical signals2 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, near the bottom of its 14-day range (oversold) — these describe past price behaviour, not a forecast2 of 9
Bearish technical signals6 of the 9 technical signals we can compute for it are currently in a bearish state: trading below its 200-day average, a fresh 20-day low, MACD momentum is negative, a strong downtrend, with sellers in control, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast6 of 9

Trend (Ichimoku cloud)

1
Vs the Ichimoku cloudtrading 4.2% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-01 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is thick, spanning 8.8% of the share price, which is taken to mean a barrier that has held for a while and takes effort to cross.-4.2%

Volume-weighted price

2
Vs this year’s average price paidthe price is 1% below the average price paid so far this year, so the typical buyer over that stretch is under water. That average is $97.51 — a volume-weighted average of daily closes over 190 sessions, not a true tick-by-tick VWAP.-0.7%
Vs the average paid since it last reportedthe price is 8% below the average price paid since it last reported on 2026-07-21 (its 8-K), so the typical buyer over that stretch is under water. That average is $105.16 — a volume-weighted average of daily closes over 57 sessions, not a true tick-by-tick VWAP.-7.9%

Price levels it has turned at before

SCHW last closed at $96.87 on 2026-10-08. Since 2024-10-08 it has turned at 8 prices below its last close and 3 above; the 3 nearest below and the 3 nearest above are listed, nearest first.

LevelSideDistanceEvidence
$97.51Resistance0.7% above the last closeturned there six times · 2025-09-04 to 2026-03-24
$94.78Support2.2% below the last closeturned there four times · 2025-08-01 to 2026-06-17
$99.70Resistance2.9% above the last closeturned there six times · 2025-07-29 to 2026-07-22
$92.60Support4.4% below the last closeturned there four times · 2025-10-10 to 2026-05-18
$90.20Support6.9% below the last closeturned there 7 times · 2025-05-20 to 2026-04-01
$105.22Resistance8.6% above the last closeturned there four times · 2026-01-06 to 2026-08-26

A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.

Wave structure

No Elliott-wave labelling currently fits its swings: the recent highs and lows do not satisfy the three rules a five-wave count has to obey, so there is no count to show rather than a count we are unsure about.

Read from daily closes as of 2026-10-08.

An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.

Based on daily closing prices as of 2026-10-08. Describes past price behavior only — informational, not financial advice.

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Analyst consensus

  • Consensus ratingBuy (1.78 mean, 1=Strong Buy…5=Strong Sell) — 21 analysts
  • Mean price target$123.29 range $91.00 – $145.00; median $125.00

Analyst estimates, as of 2026-10-05. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.

Analyst EPS estimate for SCHW

  • Consensus EPS estimate$1.67 next reporting period, as of 2026-10-05
  • Estimate change, 30 days-$0.00329 (-0.2%) from $1.67, on 2026-08-31, 35-day window
  • Readings revised upward25% of 8 comparable readings

The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.

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Key risks (from latest filing)

["Exposure to fluctuating interest rates affecting net interest revenue.","Competition within the financial services and brokerage industry.","Regulatory and compliance risks associated with banking and securities operations."]

See SCHW's biggest risks from its latest 10-Q →

What changed in the latest 10-Q

AI-assisted comparison of SCHW's 10-Q filed 2026-05-08 against the prior one filed 2025-11-07.

Management's Discussion & Analysis (MD&A)

  • Added:
    • Added 'intend' and 'aim' to forward-looking statement identifier words (filed 2026-05-08)
    • Added 'Industry and competitive trends including artificial intelligence, digital assets, private company securities and other alternative investments' to forward-looking statements list (filed 2026-05-08)
    • Added 'The Company's rollout of trading in select cryptocurrencies' to forward-looking statements list (filed 2026-05-08)
    • Added 'The Company's development and deployment of artificial intelligence capabilities' to forward-looking statements list (filed 2026-05-08)
    • Added 'Opportunities for deepening and monetizing client relationships' to forward-looking statements list (filed 2026-05-08)
    • Added 'SEC transaction fee increases' to forward-looking statements list (filed 2026-05-08)
    • Updated reference from '2024 Form 10-K' to '2025 Form 10-K for the fiscal year ended December 31, 2025' (filed 2026-05-08)
  • Removed:
    • Removed 'prioritize' from forward-looking statement identifier words (filed 2025-11-07)
    • Removed 'Industry and competitive trends' bullet point (filed 2025-11-07)
    • Removed 'The acquisition of Forge Global Holdings, Inc. (Forge) and our expectation that incorporating Forge's private markets capabilities will enhance Schwab's ability to meet the evolving needs of investors across our growing client base' from forward-looking statements list (filed 2025-11-07)
    • Removed 'Funding sources and uses of liquidity' bullet point (filed 2025-11-07)
    • Removed 'Wholesale funding, funding strategy, and expectations for paydown of bank supplemental funding' bullet point (filed 2025-11-07)
    • Removed reference to 'Note 10' and replaced with 'Note 11' (filed 2026-05-08)
    • Removed 'The likelihood of indemnification and guarantee payment obligations and clients failing to fulfill contractual obligations' bullet point (filed 2025-11-07)
    • Removed 'The outcome and impact of legal proceedings and regulatory matters' bullet point (filed 2025-11-07)
  • Reworded:
    • Changed 'These forward-looking statements, which reflect management's beliefs, objectives, and expectations as of the date hereof, are estimates based on the best judgment' to 'These forward-looking statements, which reflect management's expectations and objectives as of the date hereof, are based on the best judgment' (filed 2026-05-08)
    • Changed investable wealth estimate from '$75 trillion' to '$85 trillion' (filed 2026-05-08)
    • Changed client assets from '$11.59 trillion' to '$11.77 trillion' (filed 2026-05-08)
    • Reorganized and expanded forward-looking statements bullets; consolidated 'Funding sources and uses of liquidity' and 'Wholesale funding, funding strategy' into single 'Sources and uses of liquidity' and 'Wholesale funding and funding strategy' bullets (filed 2026-05-08)
    • Removed 'estimates' descriptor and modified phrasing of forward-looking statements introduction (filed 2026-05-08)
  • Notes:
    • Text appears truncated at end of both filings ('Ach' and 'The likelihood of indemnification and guarantee payment obligations and clients fai'), preventing complete comparison of remainder section
    • The forward-looking statements section was substantially reorganized between filings, consolidating some bullet points while adding new AI and cryptocurrency-related disclosures

Risk Factors

The two filings could not be meaningfully compared for this section.

AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.

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Insider activity (SEC Form 4)

0 open-market purchases and 34 open-market sales by insiders in the last 90 days, of which we have read Form 4 filings through 2026-10-04. The 5 days since 2026-10-04 have not been checked yet.

  • Last 30 days · read to 2026-10-040 buys · 1 sell ($489007) — 1 selling insider
  • Last 90 days · read to 2026-10-040 buys · 34 sells ($141M) — 10 selling insiders
  • Last 180 days · read to 2026-10-041 buy ($2M) · 54 sells ($201M) — 1 buying, 13 selling insiders

Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)

Most recent open-market transaction: 2026-10-01. Based on Form 4 filings read through 2026-10-04; anything filed since is not yet included.

View full insider trading history → View SEC Form 3/4/5 filings

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Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.

U.S. House trading disclosures

U.S. House members publicly disclose their own, their spouse's, and dependent children's stock transactions under the STOCK Act. We hold 18 matched disclosures for SCHW from U.S. House Clerk Periodic Transaction Report filings.

U.S. House trading disclosures →

Institutional ownership (13F)

7 institutional 13F filers reported holding SCHW as of 2026-06-30 (quarter-end position, filed within 45 days).

  • Distinct 13F filers 7
  • Reported shares held 277,544,360
  • Reported value $25,609,018,037

reported quarterly holdings change (2026-03-31 → 2026-06-30): 1 new, 5 increased, 1 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".

Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.

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Short interest (FINRA)

SCHW had 19,307,433 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).

SCHW had 1.12% of its shares outstanding sold short as of the 2026-09-15 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 2.8 days to cover at the same settlement.

  • Reported short interest (shares) 19,307,433
  • Short interest (% of shares outstanding) 1.12%
  • Prior settlement (shares) 21,290,875
  • Reported change -9.32%
  • Days to cover (reported) 2.8

Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.

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Competitors & peers

AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.

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Frequently asked questions

What does Charles Schwab Corporation (SCHW) do?

The Charles Schwab Corporation is a savings and loan holding company that provides comprehensive financial services including wealth management, securities brokerage, banking, asset management, custody, and financial advisory services. The company operates through two primary segments: Investor Services, which serves individual investors, and Advisor Services, which provides custodial, trading, and support services to independent registered investment advisors.

What sector is Charles Schwab Corporation (SCHW) in?

Charles Schwab Corporation (SCHW) is classified in the Financials sector. Its industry is Investment Banking & Brokerage. It trades on NYSE.

Does SCHW pay a dividend?

Yes — Charles Schwab Corporation (SCHW) pays a dividend, with an indicated yield of about 1.22% and at least 15 years of non-decreasing per-share dividends (SEC EDGAR XBRL) — we do not hold the year before it, so the real streak may be longer (market data, as of 2026-09-02). Informational only — not financial advice.

Who are Charles Schwab Corporation's (SCHW) competitors?

Notable peers of Charles Schwab Corporation (SCHW) include Robinhood Markets, Interactive Brokers Group, E*TRADE (acquired by Morgan Stanley), Fidelity Investments and Vanguard Group. This peer set is informational only — not financial advice.

Has there been recent U.S. House stock trading in SCHW?

Yes — we hold 18 matched STOCK Act disclosures for SCHW from U.S. House Clerk Periodic Transaction Report filings. These are legally-required disclosures (often filed 30–45 days after the trade), may belong to a U.S. House member, their spouse, or a dependent child, and are not an indicator of company performance or investment advice.

Is Charles Schwab Corporation (SCHW) overbought or oversold right now?

Charles Schwab Corporation (SCHW) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 36, in the neutral middle (as of 2026-10-08). RSI describes recent price momentum, not a forecast — informational only, not financial advice.

Where does stocks-llm's data on SCHW come from?

Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest; prices are market data, as of 2026-09-02; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.

Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.

Last updated 2026-10-08.

Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.