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Charles Schwab Corporation (SCHW)

Financials · Investment Banking & Brokerage · NYSE

A leading financial services firm providing a comprehensive range of investment, banking, and advisory services to both individual investors and independent financial advisors.

What Charles Schwab Corporation does

The Charles Schwab Corporation is a savings and loan holding company that provides comprehensive financial services including wealth management, securities brokerage, banking, asset management, custody, and financial advisory services. The company operates through two primary segments: Investor Services, which serves individual investors, and Advisor Services, which provides custodial, trading, and support services to independent registered investment advisors.

Themes: wealth management, securities brokerage, banking and trust services, asset management, independent advisor support, financial advisory

Fundamentals

  • Price$112.30 as of 2026-08-21 close
  • Market cap$194.2B as of 2026-08-21
  • 1-year return+17.2% 2025-08-21 close $95.82 → 2026-08-21 close $112.30
  • P/E18.69 as of 2026-08-24
  • Net margin+34.0% as of 2026-08-24
  • Gross margin+87.8% as of 2026-08-24
  • ROE+19.1% as of 2026-08-24
  • Debt / equity5.81 as of 2026-08-24
  • Revenue growth (YoY)+11.2% as of 2026-08-24
  • Revenue CAGR (3y)+4.8% SEC XBRL
  • Beta0.78 as of 2026-08-24
  • Last reported earnings2026-07-21 SEC EDGAR Form 8-K (Item 2.02)

Dividend: yield +1.8%; at least 5 years of non-decreasing per-share dividends (SEC XBRL) — we do not hold the year before it, so the real streak may be longer.

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How SCHW compares in its sector

  • price-to-earnings ratiomiddle range 525 covered Financials peers, as of 2026-08-24
  • net profit margintop 25% 538 covered Financials peers, as of 2026-08-24
  • operating margintop 25% 534 covered Financials peers, as of 2026-08-24
  • gross margintop 25% 176 covered Financials peers, as of 2026-08-24
  • return on equitytop 25% 575 covered Financials peers, as of 2026-08-24
  • 3-year revenue CAGRmiddle range 347 covered Financials peers
  • indicated dividend yieldbottom 25% 453 covered Financials peers, as of 2026-08-24
  • free cash flow (absolute dollars, latest fiscal year)top 10% 431 covered Financials peers, as of FY2025

Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.

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Top 10 scores & list membership

SCHW is not currently in any published Top 10 list. Its scores are below.

Long-term score

61.5 #145 of 987 scored · #77 of 191 in Financials

  • Profitability79.2
  • Growth58.9
  • Financial health49.1
  • Valuation31.9
  • Capital return70.8
  • Long-term trend73.0

Profitability 79th (operating margin 44%, return on equity 19.1%) and long-term trend 73rd (a strong uptrend, with buyers in control); weakest is valuation (32nd, price to earnings 19.7, price to book 3.9).

Short-term score

49.2 #842 of 1,704 scored · #146 of 277 in Financials

  • Trend75.6
  • Momentum46.6
  • Setup42.0
  • Volume and participation68.3
  • Catalysts61.5

Trend 76th: a strong uptrend, with buyers in control; volume and participation 68th: trading volume is about normal versus its 30-day average; weakest is setup 42nd: over the past year its closes ranged, and it has retraced essentially none of its move over the past year — 0% of it. Its score is docked 10 points for overextended (RSI above 75 or stochastic above 90).

Scores as of 21 Aug 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 2.

Dividend coverage (FY2025)

Covered by reported results. In FY2025, SCHW's dividend was covered by reported results (earnings payout 26%, free-cash-flow payout 27%). This describes past coverage, not a forecast.

  • Earnings payout26% dividends / net income
  • Free-cash-flow payout27% dividends / (operating cash flow − capex)

Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.

Ask whether SCHW's dividend is covered →

How Charles Schwab Corporation looks technically

Charles Schwab Corporation (SCHW) is trading 16.1% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 14 trading days ago — a "golden cross", a bullish long-term signal. A strong uptrend is in place — ADX, a 0–100 trend-strength gauge, is 48, with buyers in control. Momentum is stretched — its 14-day RSI (a 0–100 momentum gauge) is 71, in overbought territory (above 70). MACD, a trend-momentum gauge, turned bearish about 2 trading days ago (its momentum flipped negative). It just made a new 20-day high, pushing above its recent trading range. It is trading at or near its all-time high.

Trend

9
Distance from the 200-dayit is trading 16.1% above its 200-day average, the long-term trend line — a longer-term uptrend+16.1%
50-day moving averageits average price over the last 50 trading days — a short-term trend line — is $101.36$101.36
200-day moving averageits average price over the last 200 trading days — the long-term trend line — is $96.74$96.74
Swing structureeach recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes nexthigher highs and higher lows
Last swing turnits last significant turn was a swing high 39 calendar days ago — the swings before that are what the structure reading is measured on39 sessions
Wave structureits recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in the fourth leg, a pullback against that upward direction; the labelling fails if price closes below 94.83. It is the only labelling that fits, and it describes the swings already printed, not what comes next.possible upward five-wave sequence, in wave 4
Since the 50/200 crossits 50-day average crossed above its 200-day average about 14 trading days ago — a "golden cross", a bullish long-term signal14 sessions
Above the 200-day after a dipit recently dipped to its 200-day average (the long-term trend line) and has since climbed back above it — now about 16.1% above+16.1%
Trend strength (14-day ADX)a strong uptrend is in place — ADX, a 0–100 trend-strength gauge, is 48, with buyers in control48.0

Momentum

3
14-day RSImomentum is stretched — its 14-day RSI (a 0–100 momentum gauge) is 71, in overbought territory (above 70)70.6
Position in its 14-day rangeit is trading right at the top of its 14-day range ($105.23 to $112.40) — its "stochastic" reading is 99 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions.98.6
Since the MACD crossed zeroMACD, a trend-momentum gauge, turned bearish about 2 trading days ago (its momentum flipped negative)2 sessions

Range

12
52-week highits highest closing price over the past year (about 252 trading days) was $112.40$112.40
From the 52-week highit is trading right at its highest price of the past year (its 52-week high)-0.1%
Above the 52-week lowit is 33.8% above its 52-week low (its lowest price of the past year)+33.8%
Below the 52-week highit is at or near its highest point of the past year0.1%
Since a 20-day breakoutit just made a new 20-day high, pushing above its recent trading range1 session
Since a 55-day breakoutit just made a new 55-day high, pushing above its recent trading range1 session
All-time highits highest closing price on record is $112.40 (set on 2026-08-21)$112.40
Given back of the 52-week moveover the past year its closes ranged ($85.35 to $112.30), and it has given back essentially none of its rise from last year’s low — 0% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $94.78 to $95.64. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast.0.0%
From the all-time highit is trading at or near its all-time high-0.1%
Nearest price levelit is trading 6.6% above a support level at $104.84 — a price it turned at three times since 2026-01-06, most recently on 2026-07-13. Since 2024-08-21 it has 12 such levels below the current price and 0 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go.-6.6%
All-time lowits lowest closing price on record is $3.33 (set on 1996-09-27)$3.33
Above the all-time lowit is 3269.0% above its all-time low+3,269%

Volatility

5
Band width vs its own 6 monthsday-to-day price swings are about average versus its own recent 6-month history45th percentile
Typical daily rangein a typical session it travels about $2.03 between its high and its low — about 1.8% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was$2.03
Bollinger bands (20-day, ±2σ)most of its recent trading has stayed between about $103.04 and $113.07 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles$103.04 – $108.06 – $113.07
Typical daily range (% of price)its price moves about 1.8% in a typical session — among the calmest in the catalog. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price1.8%
Stretch from the 200-day averageit is trading 7.7 daily ranges above its 200-day average price (16.1% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale7.7 daily ranges above its 200-day average

Volume

1
Volume vs its 30-day averagetrading volume is about normal versus its 30-day average0.98×

Analyst

2
Change in the average price targetanalysts' average price target is unchanged from the prior reading0.0%
Change in the consensus ratingthe analyst consensus rating is unchanged since the prior readingunchanged

Price gaps

1
Gap at the openit opened on 2026-08-21 0.4% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and had not traded back through that level by the close+0.4%

Price streaks

1
Closing streakit closed higher in its latest session, after a session that did not close higher — a single up day rather than a run1 session up

Relative strength

4
vs market, 1 monthover the past 1 month this stock beat the market by 10.0 percentage points (the stock gained 12.3% while the market gained 2.3%)+10.0%
vs market, 3 monthsover the past 3 months this stock beat the market by 21.1 percentage points (the stock gained 24.2% while the market gained 3.1%)+21.1%
vs market, 6 monthsover the past 6 months this stock beat the market by 8.4 percentage points (the stock gained 19.4% while the market gained 11.1%)+8.4%
vs market, 12 monthsover the past 12 months this stock lagged the market by 3.3 percentage points (the stock gained 17.2% while the market gained 20.5%)-3.3%

Signal agreement

2
Bullish technical signals6 of the 9 technical signals we can compute for it are currently in a bullish state: a strong uptrend, with buyers in control, a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, a fresh 20-day high, outperforming the market over 6 months, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast6 of 9
Bearish technical signals3 of the 9 technical signals we can compute for it are currently in a bearish state: its RSI momentum gauge is overbought (a stretched reading), MACD momentum is negative, near the top of its 14-day range (overbought) — these describe past price behaviour, not a forecast3 of 9

Trend (Ichimoku cloud)

1
Vs the Ichimoku cloudtrading 15% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is moderate, spanning 3.5% of the share price.+14.6%

Volume-weighted price

2
Vs this year’s average price paidthe price is 17% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $96.24 — a volume-weighted average of daily closes over 157 sessions, not a true tick-by-tick VWAP.+16.7%
Vs the average paid since it last reportedthe price is 5% above the average price paid since it last reported on 2026-07-21 (its 8-K), so the typical buyer over that stretch is showing a gain. That average is $106.65 — a volume-weighted average of daily closes over 24 sessions, not a true tick-by-tick VWAP.+5.3%

Price levels it has turned at before

SCHW last closed at $112.30 on 2026-08-21. Since 2024-08-21 it has turned at 12 prices below its last close and 0 above; the 3 nearest below are listed, nearest first.

LevelSideDistanceEvidence
$104.84Support6.6% below the last closeturned there three times · 2026-01-06 to 2026-07-13
$99.70Support11.2% below the last closeturned there six times · 2025-07-29 to 2026-07-22
$97.51Support13.2% below the last closeturned there six times · 2025-09-04 to 2026-03-24

A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.

Wave structure

Its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 4 of five, a pullback against that direction.

This labelling fails — stops being a possible reading at all — if it closes below $94.83.

It is the only labelling that fits these swings, though its proportions are not the textbook ones.

On past moves of this shape the leg has usually ended somewhere between $95.80 and $100.11 — that is where it has tended to end if the count holds, not a forecast of where the price goes.

This labelling was already in place when we began recording count changes on 2026-08-13, so how long it has stood is not something we can say yet.

Read from daily closes as of 2026-08-21.

An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.

Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.

Ask about SCHW's technicals →

Analyst consensus

  • Consensus ratingBuy (1.73 mean, 1=Strong Buy…5=Strong Sell) — 20 analysts
  • Mean price target$124.70 range $91.00 – $145.00; median $125.50

Analyst estimates, as of 2026-08-24. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.

Analyst EPS estimate for SCHW

  • Consensus EPS estimate$1.67 next reporting period, as of 2026-08-24

Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.

The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.

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Key risks (from latest filing)

["Exposure to fluctuating interest rates affecting net interest revenue.","Competition within the financial services and brokerage industry.","Regulatory and compliance risks associated with banking and securities operations."]

See SCHW's biggest risks from its latest 10-Q →

What changed in the latest 10-Q

AI-assisted comparison of SCHW's 10-Q filed 2026-05-08 against the prior one filed 2025-11-07.

Management's Discussion & Analysis (MD&A)

  • Added:
    • Added 'intend' and 'aim' to forward-looking statement identifier words (filed 2026-05-08)
    • Added 'Industry and competitive trends including artificial intelligence, digital assets, private company securities and other alternative investments' to forward-looking statements list (filed 2026-05-08)
    • Added 'The Company's rollout of trading in select cryptocurrencies' to forward-looking statements list (filed 2026-05-08)
    • Added 'The Company's development and deployment of artificial intelligence capabilities' to forward-looking statements list (filed 2026-05-08)
    • Added 'Opportunities for deepening and monetizing client relationships' to forward-looking statements list (filed 2026-05-08)
    • Added 'SEC transaction fee increases' to forward-looking statements list (filed 2026-05-08)
    • Updated reference from '2024 Form 10-K' to '2025 Form 10-K for the fiscal year ended December 31, 2025' (filed 2026-05-08)
  • Removed:
    • Removed 'prioritize' from forward-looking statement identifier words (filed 2025-11-07)
    • Removed 'Industry and competitive trends' bullet point (filed 2025-11-07)
    • Removed 'The acquisition of Forge Global Holdings, Inc. (Forge) and our expectation that incorporating Forge's private markets capabilities will enhance Schwab's ability to meet the evolving needs of investors across our growing client base' from forward-looking statements list (filed 2025-11-07)
    • Removed 'Funding sources and uses of liquidity' bullet point (filed 2025-11-07)
    • Removed 'Wholesale funding, funding strategy, and expectations for paydown of bank supplemental funding' bullet point (filed 2025-11-07)
    • Removed reference to 'Note 10' and replaced with 'Note 11' (filed 2026-05-08)
    • Removed 'The likelihood of indemnification and guarantee payment obligations and clients failing to fulfill contractual obligations' bullet point (filed 2025-11-07)
    • Removed 'The outcome and impact of legal proceedings and regulatory matters' bullet point (filed 2025-11-07)
  • Reworded:
    • Changed 'These forward-looking statements, which reflect management's beliefs, objectives, and expectations as of the date hereof, are estimates based on the best judgment' to 'These forward-looking statements, which reflect management's expectations and objectives as of the date hereof, are based on the best judgment' (filed 2026-05-08)
    • Changed investable wealth estimate from '$75 trillion' to '$85 trillion' (filed 2026-05-08)
    • Changed client assets from '$11.59 trillion' to '$11.77 trillion' (filed 2026-05-08)
    • Reorganized and expanded forward-looking statements bullets; consolidated 'Funding sources and uses of liquidity' and 'Wholesale funding, funding strategy' into single 'Sources and uses of liquidity' and 'Wholesale funding and funding strategy' bullets (filed 2026-05-08)
    • Removed 'estimates' descriptor and modified phrasing of forward-looking statements introduction (filed 2026-05-08)
  • Notes:
    • Text appears truncated at end of both filings ('Ach' and 'The likelihood of indemnification and guarantee payment obligations and clients fai'), preventing complete comparison of remainder section
    • The forward-looking statements section was substantially reorganized between filings, consolidating some bullet points while adding new AI and cryptocurrency-related disclosures

Risk Factors

The two filings could not be meaningfully compared for this section.

AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.

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Insider activity (SEC Form 4)

1 open-market purchase and 23 open-market sales by insiders in the last 90 days.

  • Last 30 days0 buys · 15 sells ($76M) — 6 selling insiders
  • Last 90 days1 buy ($2M) · 23 sells ($84M) — 1 buying, 8 selling insiders
  • Last 180 days1 buy ($2M) · 39 sells ($141M) — 1 buying, 11 selling insiders

Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)

Most recent open-market transaction: 2026-08-05. As of 2026-08-24.

View full insider trading history → View SEC Form 3/4/5 filings

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Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.

Congressional trading disclosures

U.S. House members publicly disclose their own, their spouse's, and dependent children's stock transactions under the STOCK Act. We hold 18 matched disclosures for SCHW from U.S. House Clerk Periodic Transaction Report filings.

Congressional trading disclosures →

Institutional ownership (13F)

6 institutional 13F filers reported holding SCHW as of 2026-03-31 (quarter-end position, filed within 45 days).

  • Distinct 13F filers 6
  • Reported shares held 261,755,103
  • Reported value $24,599,744,725

reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 3 increased, 3 decreased, 1 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".

Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.

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Short interest (FINRA)

SCHW had 20,477,875 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).

SCHW had 1.18% of its shares outstanding sold short as of the 2026-07-31 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 2.3 days to cover at the same settlement.

  • Reported short interest (shares) 20,477,875
  • Short interest (% of shares outstanding) 1.18%
  • Prior settlement (shares) 22,669,193
  • Reported change -9.67%
  • Days to cover (reported) 2.3

Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.

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Competitors & peers

AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.

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Frequently asked questions

What does Charles Schwab Corporation (SCHW) do?

The Charles Schwab Corporation is a savings and loan holding company that provides comprehensive financial services including wealth management, securities brokerage, banking, asset management, custody, and financial advisory services. The company operates through two primary segments: Investor Services, which serves individual investors, and Advisor Services, which provides custodial, trading, and support services to independent registered investment advisors.

What sector is Charles Schwab Corporation (SCHW) in?

Charles Schwab Corporation (SCHW) is classified in the Financials sector. Its industry is Investment Banking & Brokerage. It trades on NYSE.

Does SCHW pay a dividend?

Yes — Charles Schwab Corporation (SCHW) pays a dividend, with an indicated yield of about 1.77% and at least 5 years of non-decreasing per-share dividends (SEC EDGAR XBRL) — we do not hold the year before it, so the real streak may be longer (market data, as of 2026-08-24). Informational only — not financial advice.

Who are Charles Schwab Corporation's (SCHW) competitors?

Notable peers of Charles Schwab Corporation (SCHW) include Robinhood Markets, Interactive Brokers Group, E*TRADE (acquired by Morgan Stanley), Fidelity Investments and Vanguard Group. This peer set is informational only — not financial advice.

Has there been recent Congressional stock trading in SCHW?

Yes — we hold 18 matched STOCK Act disclosures for SCHW from U.S. House Clerk Periodic Transaction Report filings. These are legally-required disclosures (often filed 30–45 days after the trade), may belong to a U.S. House member, their spouse, or a dependent child, and are not an indicator of company performance or investment advice.

Is Charles Schwab Corporation (SCHW) overbought or oversold right now?

Charles Schwab Corporation (SCHW) is currently in overbought territory (its 14-day RSI is 71, above 70) (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.

Where does stocks-llm's data on SCHW come from?

Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.

Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.

Last updated 2026-08-21.

Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.

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