AII vs KINS
AII: A Florida-focused specialty residential property insurer with two decades of expertise navigating hurricane-prone coastal markets and expanding into southeastern states. KINS: A regional New York-focused property and casualty insurer specializing in homeowners and commercial auto coverage, expanding strategically into new markets while managing concentrated geographic risk through reinsurance.
Side-by-side fundamentals
| Metric | AII | KINS | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $19.11 | $19.67 | |
| Market cap as of 2026-08-01 | $374M | $295M | |
| P/E as of 2026-08-01 | 4.87 | 9.50 | AII lower |
| PEG as of 2026-08-01 | n/a | 0.27 | |
| Net margin as of 2026-08-01 | +27.6% | +13.9% | AII higher |
| Operating margin as of 2026-08-01 | +33.6% | +17.5% | AII higher |
| ROE as of 2026-08-01 | +25.3% | +28.3% | KINS higher |
| ROA as of 2026-08-01 | +6.0% | +7.1% | KINS higher |
| Debt / equity as of 2026-08-01 | 0.00 | 0.04 | AII lower |
| Revenue growth (YoY) as of 2026-08-01 | +26.5% | +31.9% | KINS higher |
| Revenue CAGR (3y) SEC XBRL | n/a | +18.2% | |
| Dividend yield as of 2026-08-01 | n/a | +1.0% | |
| Dividend streak (yrs) SEC XBRL | n/a | 1 | |
| Beta as of 2026-08-01 | 0.39 | 0.47 | |
| 1-year return as of 2026-07-27 close | +10.3% | +24.5% | KINS higher |
Fundamentals: market data, as of 2026-08-01. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.