BANC vs BCAL
BANC: A California-based relationship commercial bank with $34.8 billion in assets serving small and middle-market businesses, venture firms, and specialized verticals through traditional lending, treasury services, and integrated payment solutions. BCAL: California BanCorp is a relationship-driven commercial bank focused on serving the financing and treasury needs of small and medium-sized businesses throughout California.
Side-by-side fundamentals
| Metric | BANC | BCAL | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $20.79 | $21.21 | |
| Market cap as of 2026-07-28 | $3.2B | $682M | |
| P/E as of 2026-07-28 | 13.45 | 11.57 | BCAL lower |
| PEG as of 2026-07-28 | 0.16 | 0.04 | BCAL lower |
| Net margin as of 2026-07-28 | +28.8% | +26.9% | BANC higher |
| Operating margin as of 2026-07-28 | +39.9% | +61.6% | BCAL higher |
| ROE as of 2026-07-28 | +7.1% | +10.6% | BCAL higher |
| ROA as of 2026-07-28 | +0.7% | +1.5% | BCAL higher |
| Debt / equity as of 2026-07-28 | 0.42 | 5.93 | BANC lower |
| Revenue growth (YoY) as of 2026-07-28 | +26.6% | +8.8% | BANC higher |
| Revenue CAGR (3y) SEC XBRL | +8.1% | n/a | |
| Dividend yield as of 2026-07-28 | +2.3% | +1.9% | BANC higher |
| Dividend streak (yrs) SEC XBRL | 2 | n/a | |
| Beta as of 2026-07-28 | 0.75 | 0.30 | |
| 1-year return as of 2026-07-27 close | +37.6% | +32.2% | BANC higher |
Fundamentals: Finnhub, as of 2026-07-28. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.