CALIFORNIA BANCORP (BCAL)
Financials · Community banking / regional commercial bank · NASDAQ
California BanCorp is a relationship-focused community bank with $4 billion in assets specializing in commercial real estate, construction, and small-to-medium business lending across Southern and Northern California.
What CALIFORNIA BANCORP does
California BanCorp is a bank holding company for California Bank of Commerce, N.A., a federally chartered community bank operating 14 branch offices and 11 commercial banking offices throughout California. The company provides commercial real estate loans, construction and land development loans, commercial and industrial loans, SBA loans, and consumer loans to small and medium-sized businesses and individuals, along with deposit products and treasury management services. As of December 31, 2025, the company had consolidated assets of $4.03 billion, total loans of $3.06 billion, and total deposits of $3.37 billion.
Themes: ["Community banking","Commercial real estate financing","Small to medium-sized business lending","SBA lending","California regional banking","Relationship-based banking","Treasury management","Deposit products"]
Fundamentals
- Price$20.48 as of 2026-07-09 close
- Market cap$659M as of 2026-07-10
- 1-year return+25.4% as of 2026-07-09 close
- P/E10.98 as of 2026-07-10
- Net margin+26.9% as of 2026-07-10
- ROE+10.6% as of 2026-07-10
- Debt / equity5.93 as of 2026-07-10
- Revenue growth (YoY)+8.8% as of 2026-07-10
- Beta0.30 as of 2026-07-10
Dividend: yield +2.0%; pays a dividend.
Key risks (from latest filing)
["Interest rate risk and changes in net interest income as a function of interest rate environment and loan/deposit repricing dynamics","Credit risk exposure to commercial real estate, construction, and small business lending sectors which can be sensitive to economic downturns","Regulatory capital requirements and compliance obligations as a federally chartered bank holding company subject to OCC oversight"]
Competitors & peers
- Western Alliance Bancorporation (WAL)
- SVB Financial Group (successor)
- PacWest Bancorp (PACW)
- Zions Bancorporation (ZION)
- Comerica (CMA)
- Umpqua Holdings (UMPQ)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.