BCAL vs ZION
BCAL: California BanCorp is a relationship-focused community bank with $4 billion in assets specializing in commercial real estate, construction, and small-to-medium business lending across Southern and Northern California. ZION: Zions Bancorporation is a Western-focused regional bank operating through a network of locally-managed affiliate banks to provide tailored commercial and retail financial services.
Side-by-side fundamentals
| Metric | BCAL | ZION | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $20.83 | $70.07 | |
| Market cap as of 2026-07-23 | $670M | $10.2B | |
| P/E as of 2026-07-23 | 11.17 | 10.61 | ZION lower |
| PEG as of 2026-07-23 | 0.04 | 1.71 | BCAL lower |
| Net margin as of 2026-07-23 | +26.9% | +25.7% | BCAL higher |
| Operating margin as of 2026-07-23 | +61.6% | +33.6% | BCAL higher |
| ROE as of 2026-07-23 | +10.6% | +13.8% | ZION higher |
| ROA as of 2026-07-23 | +1.5% | +1.1% | BCAL higher |
| Debt / equity as of 2026-07-23 | 5.93 | 0.32 | ZION lower |
| Revenue growth (YoY) as of 2026-07-23 | +8.8% | +53.6% | ZION higher |
| Revenue CAGR (3y) SEC XBRL | n/a | +2.5% | |
| Dividend yield as of 2026-07-23 | +1.9% | +3.0% | ZION higher |
| Dividend streak (yrs) SEC XBRL | n/a | 4 | |
| Beta as of 2026-07-23 | 0.30 | 0.80 | |
| 1-year return as of 2026-07-22 close | +29.6% | +23.3% | BCAL higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.