Zions Bancorporation (ZION)
Financials
Zions Bancorporation is a regional bank headquartered in Salt Lake City with $89 billion in total assets and $3.4 billion in annual net revenue, operating 407 branches across 11 Western states.
What Zions Bancorporation does
Zions Bancorporation is a regional bank headquartered in Salt Lake City with $89 billion in total assets and $3.4 billion in annual net revenue, operating 407 branches across 11 Western states. The company provides commercial lending, retail banking, capital markets, commercial real estate financing, and wealth management services through seven locally-branded affiliate banks including Zions Bank, California Bank & Trust, Amegy Bank, and National Bank of Arizona.
Themes: ["Commercial lending / middle market","Community banking","Retail banking","Commercial real estate financing","Capital markets and investment banking","Wealth management","Regional bank","Intense competition from fintechs, credit unions, and non-bank financial institutions operating with fewer regulatory constraints and lower operating costs, particularly in core markets like Utah and Idaho","Exposure to economic cycles, interest rate volatility, and macroeconomic challenges including inflation, recession risk, and changes in monetary policy that could impact loan portfolio quality and deposit availability","Cybersecurity and technology risks including threats from sophisticated threat actors targeting the financial services industry, as well as reliance on third-party vendors for critical technology and service delivery"]
Fundamentals
- Price$69.43 as of 2026-07-09 close
- Market cap$10.3B as of 2026-07-09
- 1-year return+23.6% as of 2026-07-09 close
- P/E10.75 as of 2026-07-09
- Net margin+25.7% as of 2026-07-09
- ROE+13.8% as of 2026-07-09
- Debt / equity0.32 as of 2026-07-09
- Revenue growth (YoY)+53.6% as of 2026-07-09
- Revenue CAGR (3y)+2.5% SEC XBRL
- Beta0.80 as of 2026-07-09
Dividend: yield +3.0%; 4-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
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Competitors & peers
- Wells Fargo (WFC)
- Bank of America (BAC)
- JPMorgan Chase (JPM)
- US Bank (USB)
- Western Alliance Bancorporation (WAL)
- Credit unions (unnamed, prominent in Utah and Idaho)
- Financial technology companies (fintechs)
- Private credit and debt funds
- Regional banking
Fundamentals: Finnhub, as of 2026-07-09. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.