BILL vs XYZ
BILL: An AI-powered financial operations platform that streamlines accounts payable, receivables, and expense management for small and medium-sized businesses. XYZ: Block operates an integrated financial technology platform providing payment and commerce tools for businesses alongside a consumer ecosystem for money management and bitcoin services.
Side-by-side fundamentals
| Metric | BILL | XYZ | Edge |
|---|---|---|---|
| Price as of 2026-08-06 close | $47.00 | $79.02 | |
| Market cap as of 2026-08-08 | $4.7B | $47.0B | |
| P/E as of 2026-08-08 | 29144.19 | 58.27 | XYZ lower |
| Net margin as of 2026-08-08 | +0.0% | +3.3% | XYZ higher |
| Gross margin as of 2026-08-08 | +80.7% | +44.9% | BILL higher |
| Operating margin as of 2026-08-08 | -3.8% | +4.9% | XYZ higher |
| ROE as of 2026-08-08 | +0.0% | +3.6% | XYZ higher |
| ROA as of 2026-08-08 | +0.0% | +2.1% | XYZ higher |
| Debt / equity as of 2026-08-08 | 0.48 | 0.36 | XYZ lower |
| Revenue growth (YoY) as of 2026-08-08 | +12.5% | +2.3% | BILL higher |
| Revenue CAGR (3y) SEC XBRL | +31.6% | +11.3% | BILL higher |
| Beta as of 2026-08-08 | 1.12 | 2.56 | |
| 1-year return as of 2026-08-06 close | +11.3% | +3.8% | BILL higher |
Fundamentals: market data, as of 2026-08-08. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-06.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.