CRCL vs FIGR
CRCL: Circle is a full-stack internet financial platform anchored by USDC stablecoins, providing blockchain infrastructure, digital assets, and applications that enable frictionless value exchange at scale. FIGR: Figure uses blockchain technology to disrupt consumer lending and capital markets by automating loan origination, dramatically cutting costs, and tokenizing real-world assets for efficient trading.
Side-by-side fundamentals
| Metric | CRCL | FIGR | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $66.16 | $30.04 | |
| Market cap as of 2026-07-23 | $16.4B | $7.0B | |
| P/E as of 2026-07-23 | n/a | 38.80 | |
| PEG as of 2026-07-23 | n/a | 0.77 | |
| Net margin as of 2026-07-23 | -2.8% | +30.5% | FIGR higher |
| Gross margin as of 2026-07-23 | +39.8% | n/a | |
| Operating margin as of 2026-07-23 | -5.0% | +25.7% | FIGR higher |
| ROE as of 2026-07-23 | -2.6% | +17.6% | FIGR higher |
| ROA as of 2026-07-23 | -0.1% | +8.5% | FIGR higher |
| Debt / equity as of 2026-07-23 | 0.00 | 0.67 | CRCL lower |
| Revenue growth (YoY) as of 2026-07-23 | +51.5% | +97.6% | FIGR higher |
| Revenue CAGR (3y) SEC XBRL | +37.6% | +55.5% | FIGR higher |
| Beta as of 2026-07-23 | 2.31 | 0.23 | |
| 1-year return as of 2026-07-22 close | -66.6% | -22.9% | FIGR higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.